| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 25-Jul-08 | DA Davidson | Downgrade | Neutral | Underperform | | 19-May-08 | Keefe Bruyette | Initiated | | Mkt Perform | | 25-Apr-08 | DA Davidson | Downgrade | Buy | Neutral | | 11-Apr-08 | DA Davidson | Upgrade | Neutral | Buy | | 1-Feb-08 | DA Davidson | Downgrade | Buy | Neutral | | 23-Jan-08 | Sandler O'Neill | Downgrade | Hold | Sell | | 1-Nov-05 | Keefe Bruyette | Downgrade | Outperform | Mkt Perform | | 3-Feb-05 | DA Davidson | Upgrade | Neutral | Buy | | 3-Dec-03 | DA Davidson | Downgrade | Neutral | Underperform |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 0 | 0 | 0 | | Buy | 0 | 0 | 0 | 0 | | Hold | 0 | 0 | 1 | 1 | | Underperform | 0 | 0 | 0 | 0 | | Sell | 0 | 0 | 0 | 0 |
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