| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 9-Mar-09 | Keefe Bruyette | Upgrade | Underperform | Mkt Perform | | 24-Jun-08 | Sterne Agee | Initiated | | Hold | | 22-Apr-08 | Keefe Bruyette | Downgrade | Mkt Perform | Underperform | | 7-Feb-06 | Ryan, Beck & Co | Upgrade | Underperform | Mkt Perform | | 26-Jan-05 | Sandler O'Neill | Upgrade | Sell | Hold | | 8-Dec-04 | Sandler O'Neill | Downgrade | Hold | Sell | | 20-Sep-04 | Moors & Cabot | Downgrade | Buy | Hold | | 26-Jul-01 | Friedman Billings | Downgrade | Accumulate | Mkt Perform | | 27-Jul-00 | Friedman Billings | Downgrade | Buy | Accumulate | | 21-Jun-00 | Tucker Anthny Clry | Initiated | | Accumulate |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 0 | 0 | 0 | | Buy | 0 | 0 | 0 | 0 | | Hold | 3 | 3 | 3 | 3 | | Underperform | 0 | 0 | 0 | 0 | | Sell | 0 | 0 | 0 | 0 |
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