| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 19-Nov-08 | Keefe Bruyette | Initiated | | Mkt Perform | | 27-Jun-07 | Boenning & Scattergood | Upgrade | Market Underperform | Market Perform | | 24-Jan-06 | Sandler O'Neill | Downgrade | Hold | Sell | | 26-Jul-05 | Sandler O'Neill | Upgrade | Sell | Hold | | 13-Jul-05 | Sandler O'Neill | Downgrade | Hold | Sell |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 0 | 0 | 0 | | Buy | 0 | 0 | 0 | 0 | | Hold | 3 | 3 | 3 | 3 | | Underperform | 0 | 0 | 0 | 0 | | Sell | 0 | 0 | 0 | 0 |
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