| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 4-Oct-05 | Morgan Stanley | Downgrade | Overweight | Equal-weight | | 21-Sep-05 | Friedman Billings | Downgrade | Outperform | Mkt Perform | | 8-Dec-04 | Merrill Lynch | Downgrade | Buy | Neutral | | 29-Sep-04 | Smith Barney Citigroup | Initiated | | Sell | | 27-Sep-04 | Banc of America Sec | Initiated | | Neutral | | 13-Sep-04 | Goldman Sachs | Initiated | | Outperform | | 9-Sep-04 | Wachovia | Initiated | | Outperform | | 7-Sep-04 | Lehman Brothers | Initiated | | Overweight | | 31-Aug-04 | JP Morgan | Initiated | | Neutral |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | | | | | | Buy | | | | | | Hold | | | | | | Underperform | | | | | | Sell | | | | |
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