| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 13-Jun-08 | Sterne Agee | Initiated | | Buy | | 10-Apr-08 | Stanford Research | Initiated | | Hold | | 1-Feb-08 | Davenport | Initiated | | Neutral | | 28-Sep-07 | Keefe Bruyette | Downgrade | Outperform | Mkt Perform | | 1-Mar-07 | Stifel Nicolaus | Initiated | | Buy | | 19-Dec-05 | Ryan, Beck & Co | Upgrade | Mkt Perform | Outperform | | 4-May-05 | Keefe Bruyette | Initiated | | Outperform | | 2-Mar-05 | Ryan, Beck & Co | Downgrade | Outperform | Mkt Perform |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 0 | 0 | 0 | | Buy | 0 | 0 | 0 | 0 | | Hold | 0 | 0 | 0 | 0 | | Underperform | 0 | 0 | 0 | 0 | | Sell | 0 | 0 | 0 | 0 |
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