| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 25-Jan-06 | Friedman Billings | Downgrade | Outperform | Mkt Perform | | 7-Nov-05 | Ryan, Beck & Co | Upgrade | Underperform | Mkt Perform | | 25-Oct-05 | Ryan, Beck & Co | Downgrade | Mkt Perform | Underperform | | 25-Oct-05 | Janney Mntgmy Scott | Downgrade | Buy | Sell | | 6-May-05 | Janney Mntgmy Scott | Initiated | | Buy | | 28-Jan-05 | Moors & Cabot | Downgrade | Buy | Hold | | 13-Jan-05 | Lehman Brothers | Initiated | | Overweight | | 12-Jan-05 | Keefe Bruyette | Downgrade | Outperform | Mkt Perform | | 30-Nov-04 | Ryan, Beck & Co | Downgrade | Outperform | Mkt Perform | | 26-Nov-03 | Bear Stearns | Downgrade | Outperform | Peer Perform |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | | | | | | Buy | | | | | | Hold | | | | | | Underperform | | | | | | Sell | | | | |
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