| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 25-Apr-05 | Bear Stearns | Downgrade | Outperform | Peer Perform | | 26-Nov-04 | Merrill Lynch | Downgrade | Buy | Neutral | | 15-Nov-04 | Merrill Lynch | Upgrade | Neutral | Buy | | 29-Sep-04 | Lehman Brothers | Initiated | | Equal-weight | | 16-Aug-04 | Keefe Bruyette | Initiated | | Mkt Perform | | 9-Jan-04 | Bear Stearns | Upgrade | Peer Perform | Outperform | | 3-Nov-03 | Bear Stearns | Upgrade | Underperform | Peer Perform |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | | | | | | Buy | | | | | | Hold | | | | | | Underperform | | | | | | Sell | | | | |
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