| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 3-Oct-08 | Citigroup | Downgrade | Buy | Hold | | 24-Sep-08 | HSBC Securities | Downgrade | Overweight | Neutral | | 30-Jul-08 | Fox Pitt | Upgrade | Underperform | In Line | | 30-Jul-08 | HSBC Securities | Upgrade | Underweight | Neutral | | 18-Jul-08 | Fox Pitt | Downgrade | In Line | Underperform | | 22-May-08 | Ladenburg Thalmann | Downgrade | Neutral | Sell | | 14-Feb-08 | Sandler O'Neill | Downgrade | Buy | Hold | | 4-Feb-08 | Punk, Ziegel & Co | Upgrade | Sell | Mkt Perform | | 30-Jan-08 | Oppenheimer | Downgrade | Perform | Underperform | | 15-Nov-07 | Credit Suisse | Upgrade | Neutral | Outperform |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 0 | 0 | 0 | | Buy | 0 | 0 | 0 | 0 | | Hold | 0 | 0 | 0 | 0 | | Underperform | 0 | 0 | 0 | 0 | | Sell | 0 | 0 | 0 | 0 |
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