| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 4-Aug-00 | Friedman Billings | Downgrade | Buy | Accumulate | | 28-Apr-00 | First Union Sec | Downgrade | Strong Buy | Buy | | 26-Aug-99 | Friedman Billings | Initiated | | Buy | | 26-Aug-99 | First Union Cap Mkts | Initiated | | Buy |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | | | | | | Buy | | | | | | Hold | | | | | | Underperform | | | | | | Sell | | | | |
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