| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 9-Oct-06 | Ferris Baker Watts | Downgrade | Neutral | Sell | | 9-Oct-06 | Friedman Billings | Upgrade | Mkt Perform | Outperform | | 25-Sep-06 | Ryan, Beck & Co | Downgrade | Outperform | Mkt Perform | | 13-Jul-06 | Credit Suisse | Upgrade | Underperform | Neutral | | 25-May-06 | Lehman Brothers | Downgrade | Overweight | Equal-weight | | 26-Apr-06 | RBC Capital Mkts | Downgrade | Outperform | Sector Perform | | 29-Nov-05 | Keefe Bruyette | Downgrade | Outperform | Mkt Perform | | 17-Aug-05 | Prudential | Initiated | | Neutral | | 27-Jul-05 | CSFB | Downgrade | Neutral | Underperform | | 10-Jun-05 | KeyBanc Capital Mkts / McDonald | Initiated | | Hold |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | | | | | | Buy | | | | | | Hold | | | | | | Underperform | | | | | | Sell | | | | |
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