| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 28-Oct-08 | Keefe Bruyette | Downgrade | Outperform | Mkt Perform | | 27-Oct-08 | Citigroup | Downgrade | Buy | Hold | | 29-Sep-08 | Oppenheimer | Upgrade | Perform | Outperform | | 26-Sep-08 | Fox Pitt | Upgrade | In Line | Outperform | | 26-Sep-08 | Friedman Billings | Upgrade | Mkt Perform | Outperform | | 14-Aug-08 | Ladenburg Thalmann | Downgrade | Buy | Neutral | | 29-May-08 | Sterne Agee | Initiated | | Buy | | 19-May-08 | Citigroup | Upgrade | Hold | Buy | | 28-Apr-08 | BMO Capital Markets | Upgrade | Market Perform | Outperform | | 22-Apr-08 | Punk, Ziegel & Co | Upgrade | Mkt Perform | Buy |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 0 | 0 | 0 | | Buy | 0 | 0 | 0 | 0 | | Hold | 0 | 0 | 0 | 0 | | Underperform | 0 | 0 | 0 | 0 | | Sell | 0 | 0 | 0 | 0 |
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