| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 17-Nov-06 | Bernstein | Downgrade | Outperform | Mkt Perform | | 21-Apr-06 | Sandler O'Neill | Upgrade | Hold | Buy | | 13-Mar-06 | Sun Trust Rbsn Humphrey | Downgrade | Buy | Neutral | | 28-Feb-06 | Friedman Billings | Downgrade | Outperform | Mkt Perform | | 27-Feb-06 | Ryan, Beck & Co | Downgrade | Outperform | Mkt Perform | | 24-Feb-06 | JP Morgan | Downgrade | Overweight | Neutral | | 20-Jan-06 | Stifel Nicolaus | Downgrade | Buy | Hold | | 3-Jan-06 | AG Edwards | Downgrade | Buy | Hold | | 17-Nov-05 | Sun Trust Rbsn Humphrey | Initiated | | Buy | | 14-Nov-05 | FTN Midwest | Downgrade | Buy | Neutral |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | | | | | | Buy | | | | | | Hold | | | | | | Underperform | | | | | | Sell | | | | |
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