| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 3-Apr-08 | DA Davidson | Downgrade | Buy | Neutral | | 2-Apr-08 | Sandler O'Neill | Downgrade | Hold | Sell | | 2-Apr-08 | DA Davidson | Downgrade | Buy | Neutral | | 2-Nov-07 | DA Davidson | Upgrade | Neutral | Buy | | 1-Mar-07 | DA Davidson | Downgrade | Buy | Neutral | | 11-Oct-06 | DA Davidson | Initiated | | Buy | | 12-May-06 | Sandler O'Neill | Downgrade | Buy | Hold | | 22-Jul-05 | Sandler O'Neill | Downgrade | Buy | Hold | | 2-Jun-05 | Sandler O'Neill | Upgrade | Hold | Buy | | 31-Jan-05 | Sandler O'Neill | Downgrade | Buy | Hold |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 0 | 0 | 0 | | Buy | 0 | 0 | 0 | 0 | | Hold | 2 | 2 | 3 | 3 | | Underperform | 0 | 0 | 0 | 0 | | Sell | 0 | 0 | 0 | 0 |
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