| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 28-Jun-06 | Sandler O'Neill | Upgrade | Sell | Hold | | 13-Jun-06 | Janney Mntgmy Scott | Upgrade | Sell | Neutral | | 6-Apr-06 | Janney Mntgmy Scott | Downgrade | Neutral | Sell | | 25-May-05 | Janney Mntgmy Scott | Upgrade | Sell | Neutral | | 17-Nov-04 | Janney Mntgmy Scott | Downgrade | Hold | Sell | | 29-May-01 | Prudential | Upgrade | Accumulate | Buy | | 30-Apr-01 | Janney Mntgmy Scott | Downgrade | Accumulate | Hold | | 2-Mar-01 | Janney Mntgmy Scott | Initiated | | Accumulate |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 0 | 0 | 0 | | Buy | 0 | 0 | 0 | 0 | | Hold | 0 | 0 | 0 | 0 | | Underperform | 0 | 0 | 0 | 0 | | Sell | 0 | 0 | 0 | 0 |
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