| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 25-Jul-05 | Bear Stearns | Upgrade | Underperform | Peer Perform | | 16-Nov-04 | Monarch Research | Initiated | | Hold | | 22-Jul-04 | Whitaker Securities | Downgrade | Buy | Hold | | 19-Apr-04 | Whitaker Securities | Initiated | | NT Outperform | | 25-Jul-02 | Bear Stearns | Downgrade | Buy | Neutral | | 16-Oct-00 | CSFB | Initiated | | Hold |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | | | | | | Buy | | | | | | Hold | | | | | | Underperform | | | | | | Sell | | | | |
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