| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 9-Jan-04 | RBC Capital Mkts | Initiated | | Sector Perform | | 26-Apr-02 | Friedman Billings | Downgrade | Accumulate | Mkt Perform | | 26-Apr-01 | Friedman Billings | Downgrade | Buy | Accumulate | | 20-Nov-98 | Friedman Billings | Initiated | | Buy |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | | | | | | Buy | | | | | | Hold | | | | | | Underperform | | | | | | Sell | | | | |
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