| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 14-Jan-09 | DA Davidson | Downgrade | Buy | Neutral | | 10-Nov-08 | DA Davidson | Upgrade | Neutral | Buy | | 19-Sep-08 | DA Davidson | Downgrade | Buy | Neutral | | 16-May-08 | FTN Midwest | Downgrade | Buy | Neutral | | 10-Apr-08 | DA Davidson | Upgrade | Neutral | Buy | | 24-Jul-07 | Punk, Ziegel & Co | Downgrade | Accumulate | Mkt Perform | | 28-Feb-07 | Sandler O'Neill | Upgrade | Hold | Buy | | 28-Feb-07 | Punk, Ziegel & Co | Upgrade | Mkt Perform | Accumulate | | 7-Sep-06 | Punk, Ziegel & Co | Initiated | | Mkt Perform | | 9-Aug-06 | Sandler O'Neill | Downgrade | Buy | Hold |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 0 | 0 | 0 | | Buy | 0 | 0 | 0 | 0 | | Hold | 3 | 3 | 3 | 3 | | Underperform | 0 | 0 | 0 | 0 | | Sell | 0 | 0 | 0 | 0 |
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