| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 13-Dec-06 | Ryan, Beck & Co | Initiated | | Mkt Perform | | 11-Jan-06 | KeyBanc Capital Mkts / McDonald | Downgrade | Buy | Hold | | 7-Feb-05 | KeyBanc Capital Mkts / McDonald | Upgrade | Hold | Buy | | 28-Jan-04 | McDonald Invst | Downgrade | Hold | Underweight | | 3-May-00 | Friedman Billings | Upgrade | Market Underperform | Market Perform | | 14-May-99 | Friedman Billings | Downgrade | Hold | Underperform | | 1-Jul-98 | Friedman Billings | Initiated | | Buy |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 0 | 0 | 0 | | Buy | 0 | 0 | 0 | 0 | | Hold | 0 | 0 | 0 | 0 | | Underperform | 0 | 0 | 0 | 0 | | Sell | 0 | 0 | 0 | 0 |
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