| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 24-Jul-09 | Stifel Nicolaus | Upgrade | Hold | Buy | | 20-Jul-09 | Boenning & Scattergood | Initiated | | Neutral | | 21-May-09 | Credit Suisse | Initiated | | Neutral | | 10-Sep-08 | Keefe Bruyette | Downgrade | Mkt Perform | Underperform | | 8-Jul-08 | Keefe Bruyette | Upgrade | Underperform | Mkt Perform | | 11-Dec-07 | Keefe Bruyette | Downgrade | Mkt Perform | Underperform | | 15-Jun-07 | Bear Stearns | Initiated | | Peer Perform | | 1-Mar-07 | Stifel Nicolaus | Initiated | | Hold | | 24-Oct-06 | Ryan, Beck & Co | Upgrade | Underperform | Mkt Perform | | 31-Jul-06 | Ryan, Beck & Co | Downgrade | Mkt Perform | Underperform |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 1 | 1 | 1 | 1 | | Buy | 1 | 1 | 1 | 1 | | Hold | 7 | 7 | 7 | 8 | | Underperform | 1 | 1 | 1 | 1 | | Sell | 0 | 0 | 0 | 0 |
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