| UPGRADES & DOWNGRADES HISTORY |
| Date | Research Firm | Action | From | To | | 15-Jul-09 | JP Morgan | Initiated | | Neutral | | 9-Jan-09 | Wunderlich | Initiated | | Buy | | 11-Sep-08 | JP Morgan | Initiated | | Neutral | | 22-Nov-05 | Friedman Billings | Initiated | | Outperform | | 10-Dec-98 | Friedman Billings | Initiated | | Speculative Buy | | 22-Jun-98 | FAC/Eqts First Albany | Initiated | | Strong Buy |
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| Current Month | Last Month | Two Months Ago | Three Months Ago | | Strong Buy | 0 | 1 | 1 | 1 | | Buy | 2 | 1 | 2 | 2 | | Hold | 1 | 1 | 1 | 1 | | Underperform | 2 | 2 | 2 | 2 | | Sell | 0 | 0 | 0 | 0 |
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