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Friday, December 4, 2009, 10:36PM ET - U.S. Markets Closed. Dow Up 0.22% Nasdaq Up 0.98%
Penns Woods Bancorp Inc. (PWOD)At 4:00PM ET: 32.29  Up 0.45 (1.41%)  
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CompetitorsGet Competitors for:
DIRECT COMPETITOR COMPARISON 
PWODCZNCMTBPvt1Industry
Market Cap:123.77M84.32M7.49BN/A27.17M
Employ­ees:19229713,921N/A145
Qtrly Rev Growth (yoy):21.40%N/A34.10%N/A10.90%
Revenue (ttm):23.65M-31.58M2.40BN/A15.48M
Gross Margin (ttm):N/AN/AN/AN/A0.00%
EBITDA (ttm):N/AN/AN/AN/AN/A
Oper Margins (ttm):21.48%204.23%28.45%N/A17.29%
Net Income (ttm):5.86M-42.83M310.51MN/AN/A
EPS (ttm):1.527-4.7732.748N/AN/A
P/E (ttm):21.15N/A23.09N/A18.54
PEG (5 yr expected):N/AN/A4.92N/A2.49
P/S (ttm):5.16N/A3.10N/A1.78
CZNC = Citizens & Northern Corp.
MTB = M&T Bank Corp.
Pvt1 = Sovereign Bancorp, Inc. (privately held)
Industry = Regional - Mid-Atlantic Banks

BANKS RANKED BY ASSETS 
CompanySymbolPriceChangeMarket CapP/E
Citigroup, Inc.C4.060.25%92.83BN/A
Mizuho Financial Group, Inc.MFG3.780.80%57.35BN/A
Sumitomo Mitsui Financial Group Inc.Private - View Profile
UBS AGUBS16.081.07%56.62BN/A
Deutsche Bank AGDB73.701.31%45.66BN/A
HBC59.920.20%N/AN/A
JPMorgan Chase & Co.JPM41.740.82%164.48B26.04
BNP ParibasPrivate - View Profile
Bayerische Hypo- und Vereinsbank AktiengesellschaftPrivate - View Profile
Credit Suisse GroupCS52.710.40%61.69BN/A
View Regional - Mid-Atlantic Banks Industry Center

NEWS ON DIRECT COMPETITORS 
CZNCCITIZENS & NORTHERN CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits
Fri 12:22pm - EDGAR Online
MTBConstellation Energy, M&T Bank among winners of Mayor’s Business Recognition Awards
Wed, Dec 2 - at bizjournals.com
MTBShort-Squeezing the Regional Banks
Wed, Dec 2 - at TheStreet.com
MTBSector Snap: Regional Banks shares rise
Wed, Dec 2 - AP
CZNCCITIZENS & NORTHERN CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits
Tue, Dec 1 - EDGAR Online
MTBSignificant risks to U.S. bank stocks exist: Citigroup
Tue, Dec 1 - Reuters
CZNCCITIZENS & NORTHERN CORP Files SEC form 8-K, Entry into a Material Definitive Agreement, Other Events, Financial Stat
Wed, Nov 25 - EDGAR Online
MTBM&T near top for small biz loans
Mon, Nov 23 - at bizjournals.com
CZNCCITIZENS & NORTHERN CORP Files SEC form 8-K, Other Events
Thu, Nov 12 - EDGAR Online
CZNCCITIZENS & NORTHERN CORP Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and
Mon, Nov 9 - EDGAR Online
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