American Safety Insurance Holdings, Ltd. offers specialty insurance and reinsurance products to small and medium-sized businesses in the United States and Bermuda. Its Excess and Surplus Lines division offers general liability for environmental risks, including smaller market and middle market environmental contractors and consultants, and environmental impairment liability; primary general liability coverage for residential and commercial, manufacturers, distributors, owners, landlords, and tenants risks; excess and umbrella liability coverage in the construction and products liability areas; coverage to habitational risks and public entities; property and packaged property and liability; surety products; and general and professional liability for the long-term care industry. This division also provides coverage for primary and following-form excess directors and officers liability; stand alone employment practices liability insurance; fiduciary liability; and miscellaneous professional liability risks. The company’s Alternative Risk Transfer division offers specialty programs comprising property and liability coverage for construction contractors, pest control operators, auto dealers, real estate brokers, restaurant and tavern owners, and bail bondsmen; and general and professional liability for businesses in the healthcare and construction industries. Its Reinsurance division provides treaty reinsurance products, such as medical malpractice, general liability, commercial automobile liability, professional liability, workers compensation, and property catastrophe products for captives, risk retention groups, and specialty insurance companies. American Safety Insurance Holdings, Ltd. markets its insurance products through independent insurance agents and brokers. The company, formerly known as American Safety Insurance Group, Ltd., was founded in 1986 and is based in Hamilton, Bermuda.

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