CARV: Profile for Carver Bancorp, Inc.

Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides various consumer and commercial banking services for consumers, businesses, and governmental and quasi-governmental agencies in New York. The companys deposit products include demand, savings, and time deposits; non-interest-bearing accounts; negotiable order of withdrawal, savings and club, passbook and statement, and money market accounts; and certificates of deposit. Its loan portfolio comprises commercial and residential, multi-family and residential mortgage, one-to four-family residential, construction, and business loans; consumer and other loans, such as credit card, personal, and home improvement loans; non-residential real estate loans, which include commercial real estate; and church loans. The company also offers debit cards, as well as provides telephone banking, online banking, and automated teller machine (ATM) services. As of March 31, 2009, it operated 9 branches in the Brooklyn, Manhattan and Queens boroughs of New York City, as well as 12 ATMs. The company was founded in 1948 and is headquartered in New York, New York.

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CORPORATE GOVERNANCE

Carver Bancorp Inc.'s Corporate Governance Quotient (CGQ®) as of 1-Dec-09 is better than 91.1% of CGQ Universe companies and 81.7% of Banks companies.

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KEY EXECUTIVES

	Pay	Exercised
Ms. Deborah C. Wright , 51 Chairman, Chief Exec. Officer, Pres, Chairman of Exec. Committee, Member of Asset, Liability & Interest Rate Risk Committee, Chairman of Carver Federal Savings Bank, Chief Exec. Officer of Carver Federal Savings Bank and Pres of Carver Federal Savings Bank	$ 376.00K	$ 0
Mr. James H. Bason , 54 Chief Lending Officer, Sr. VP, Chief Lending Officer of Carver Federal Savings Bank and Sr. VP of Carver Federal Savings Bank	$ 176.00K	$ 0
Ms. Chris A. McFadden , 45 Chief Financial Officer, Principal Accounting Officer and Exec. VP	N/A	N/A
Mr. James Carter , 58 Sr. VP of Operations and Sr. VP of Operations at Carver Federal Savings Bank	N/A	N/A
Ms. Blondel A. Pinnock , 41 Sr. VP of Carver Federal and Pres of CCDC	N/A	N/A

Dollar amounts are as of 31-Dec-09 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.

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