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Friday, December 4, 2009, 1:23AM ET - U.S. Markets open in 8 hours and 7 minutes. Dow Down 0.83% Nasdaq Down 0.54%
C&F Financial Corp. (CFFI)On Dec 3: 18.01  Down 0.49 (2.65%)  
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C&F Financial Corp.
802 Main Street
West Point, VA 23181
United States - Map
Phone: 804-843-2360
Fax: 804-843-3017
Web Site: http://www.cffc.com

DETAILS 
Index Membership:N/A
Sector:Financial
Industry:Regional - Mid-Atlantic Banks
Full Time Employees:497

BUSINESS SUMMARY 
C&F Financial Corporation operates as the holding company for Citizens and Farmers Bank that provides various banking and related financial services. The company offers retail banking, mortgage banking, and consumer finance services to individuals and businesses. It primarily engages in generating deposits and originating loans. The company’s deposit products include demand deposits, checking, savings, and money market accounts, time deposits, and certificates of deposit. Its loan portfolio comprises one-to-four family and multifamily residential mortgage loans, commercial real estate loans, construction loans, land acquisition and development loans, consumer loans, and commercial business loans. C&F Financial Corporation also offers automated teller machines, Internet banking, credit card and trust services, investment services, travelers’ checks, safe deposit box rentals, collection, notary public, wire service, and other customary bank services. In addition, the company provides brokerage, insurance, and title insurance services. As of December 31, 2008, it provided retail banking services through 17 branches in Virginia; and mortgage loan origination services through 13 locations in Virginia, 3 in Maryland, 2 in North Carolina, and 1 each in Delaware and New Jersey. The company was founded in 1927 and is based in West Point, Virginia.
Key Statistics

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    CORPORATE GOVERNANCE 
    C&F Financial Corp.'s Corporate Governance Quotient (CGQ®) as of 1-Dec-09 is better than 46.2% of CGQ Universe companies and 31.1% of Banks companies.
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    KEY EXECUTIVES 
     PayExercised
    Mr. Larry G. Dillon , 56
    Chairman, Chief Exec. Officer, Pres, Chairman of Citizens & Farmers Bank, Chief Exec. Officer of Citizens & Farmers Bank and Pres of Citizens & Farmers Bank
    $ 265.00K $ 0
    Mr. Thomas F. Cherry , 40
    Chief Financial Officer, Chief Accounting Officer, Exec. VP, Sec., Chief Financial Officer of Citizens & Farmers Bank, Exec. VP of Citizens & Farmers Bank and Sec. of Citizens & Farmers Bank
    $ 202.00K $ 0
    Mr. James H. Hudson III, 60
    Gen. Counsel, Director, Member of Compensation Committee of Citizens and Farmers Bank
    $ 16.00KN/A
    Mr. Bryan E. McKernon , 53
    Chief Exec. Officer of C&F Mortgage Corp. and Pres of C&F Mortgage Corp. of Citizens & Farmers Bank
    $ 637.00K $ 0
    Mr. Vern Lockwood ,
    Regional Pres of Peninsula
    N/A N/A
    Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.
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