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Cullen/Frost Bankers, Inc. (CFR)On Nov 30: 48.02  Up 1.31 (2.80%)  
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Cullen/Frost Bankers, Inc.
100 West Houston Street
San Antonio, TX 78205
United States - Map
Phone: 210-220-4011
Fax: 210-220-5578
Web Site: http://www.frostbank.com

DETAILS 
Index Membership:S&P 400 MidCap
S&P 1500 Super Comp
Sector:Financial
Industry:Regional - Southwest Banks
Full Time Employees:3,892

BUSINESS SUMMARY 
Cullen/Frost Bankers, Inc., through its subsidiaries, provides various banking and financial products and services primarily in Texas. The company, through its principal subsidiary, The Frost National Bank (Frost Bank), offers various commercial banking services to corporations and other business clients, such as financing for industrial and commercial properties; financing for equipment, inventories, and accounts receivable; acquisition financing; commercial leasing; and treasury management services. The bank also offers consumer banking services, including checking accounts, savings programs, automated teller machines, overdraft facilities, installment and real estate loans, home equity loans and lines of credit, deposit services, safe deposit facilities, and brokerage services; and international banking services comprising accepting deposits, making loans, issuing letters of credit, handling foreign collections, transmitting funds, and dealing in foreign exchange. In addition, Frost Bank operates as a correspondent for financial institutions; offers a range of trust, investment, agency, and custodial services for individual and corporate clients; and provides capital markets services, including sales and trading, new issue underwriting, money market trading, and securities safekeeping and clearance. As of December 31, 2008, the bank operated approximately 100 financial centers in the Austin, Corpus Christi, Dallas, Fort Worth, Houston, Rio Grande Valley, and San Antonio regions of Texas. In addition, Cullen/Frost, through its other subsidiaries, provides insurance brokerage services; brokerage services, including the sale and purchase of securities; advisory and private equity services to middle market companies; and loans to qualified borrowers. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. The company was founded in 1868 and is headquartered in San Antonio, Texas.
Key Statistics

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    CORPORATE GOVERNANCE 
    Cullen/Frost Bankers, Inc.'s Corporate Governance Quotient (CGQ®) as of 6-Nov-09 is better than 29.5% of S&P 400 companies and 84.4% of Banks companies.
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    KEY EXECUTIVES 
     PayExercised
    Mr. Richard W. Evans Jr., 62
    Chairman, Chief Exec. Officer, Pres, Chairman of Exec. Committee, Chairman of Strategic Planning Committee, Chairman of The Frost National Bank and Chief Exec. Officer of The Frost National Bank
    $ 1.31M $ 3.14M
    Mr. Phillip D. Green , 54
    Chief Financial Officer, Principal Accounting Officer, Group Exec. VP and Chief Financial Officer of The Frost National Bank
    $ 618.00K $ 108.00K
    Mr. Patrick B. Frost , 49
    Director, Member of Exec. Committee and Pres of The Frost National Bank
    $ 524.00K $ 761.00K
    Mr. David W. Beck Jr., 58
    Pres of The Frost National Bank and Chief Bus. Banking Officer of The Frost National Bank
    $ 524.00K $ 137.00K
    Mr. Richard Kardys , 62
    Group Exec. VP of Financial Management Group - The Frost National Bank and Exec. Trust Officer of The Frost National Bank
    $ 524.00K $ 697.00K
    Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.
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