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Monday, November 30, 2009, 11:42AM ET - U.S. Markets close in 4 hours and 18 minutes. Dow Down 0.25% Nasdaq Down 0.68%
Citizens Inc. (CIA)At 11:24AM ET: 6.03  Down 0.07 (1.15%)  
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Citizens Inc.
400 East Anderson Lane
Austin, TX 78752
United States - Map
Phone: 512-837-7100
Fax: 512-836-9785
Web Site: http://www.citizensinc.com

DETAILS 
Index Membership:N/A
Sector:Financial
Industry:Life Insurance
Full Time Employees:N/A

BUSINESS SUMMARY 
Citizens, Inc. and its subsidiaries provide life and health insurance products and services in the United States and internationally. Its Life Insurance segment engages in issuing ordinary whole life insurance products to foreign residents, high net worth and high income residents, and middle income households. This segment offers its products through independent marketing firms and consultants in Latin America and the Pacific Rim. The company’s Home Service Insurance segment focuses on the life insurance needs of the middle to lower income market in Louisiana. It sells ordinary whole life products to provide funding individuals’ final expenses, primarily consisting of funeral and other burial costs, as well as offers limited liability, named peril property policies covering dwellings and contents to middle to lower income residents of Louisiana. This segment provides policies and services through home service marketing distribution system agents, who sell policies, collect premiums, and service policyholders. The company was founded in 1969 and is based in Austin, Texas.
Key Statistics

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    CORPORATE GOVERNANCE 
    Citizens Inc.'s Corporate Governance Quotient (CGQ®) as of 6-Nov-09 is better than 9.7% of Russell 3000 companies and 16% of Insurance companies.
    Brought to you by Institutional Shareholder Services.

    KEY EXECUTIVES 
     PayExercised
    Mr. Harold E. Riley , 80
    Founder, Chairman, Chief Exec. Officer and Member of Exec. Committee
    $ 1.00MN/A
    Mr. Rick D. Riley , 55
    Vice Chairman, Pres and Chief Corp. Officer
    $ 450.00KN/A
    Mr. Ray A. Riley , 48
    Chief Marketing Officer and Exec. VP
    $ 275.00KN/A
    Mr. Geoffrey M. Kolander , 33
    VP, Corp. Sec. and Gen. Counsel
    $ 0N/A
    Randall H. Riley , 54
    VP of Investor Relations and VP of PR
    $ 225.00KN/A
    Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.
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