CMSB: Profile for CMS Bancorp, Inc.

CMS Bancorp, Inc. operates as the holding company for Community Mutual Savings Bank that provides various retail banking services to individuals and small businesses primarily in Westchester County and the neighboring areas in New York State. It generates various deposit products, including savings deposits consisting of passbook and statement savings accounts; interest-bearing demand accounts; non-interest-bearing demand accounts; money market accounts; and time deposits. The company also provides loan products comprising residential loans, commercial real estate loans, and consumer loans, as well as multi-family, non-residential, construction, home equity, and second mortgage loans. As of September 30, 2009, CMS Bancorp operated a corporate office and five retail banking offices. The company is headquartered in White Plains, New York.

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CORPORATE GOVERNANCE

Cms Bancorp, Inc.'s Corporate Governance Quotient (CGQ®) as of 1-Dec-09 is better than 75.3% of CGQ Universe companies and 59.8% of Banks companies.

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KEY EXECUTIVES

	Pay	Exercised
Mr. Thomas G. Ferrarra , 54 Chairman, Chairman of Nominating & Corp. Governance Committee, Chairman of Exec. Committee, Chairman of Compensation Committee, Chairman of Community Mutual and Presiding Director of Community Mutual	$ 28.00K	N/A
Mr. John E. Ritacco , 55 Chief Exec. Officer, Pres, Director, Member of Exec. Committee, Chief Exec. Officer of Community Mutual, Pres of Community Mutual of Community Mutual	$ 337.00K	N/A
Mr. Stephen E. Dowd , 55 Chief Financial Officer, Sr. VP, Sec., Chief Financial Officer of Community Mutual and Sr. VP of Community Mutual	$ 151.00K	N/A
Mr. Christopher Strauss , 66 Chief Lending Officer, Sr. VP, Compliance Officer, Chief Lending Officer of Community Mutual, Sr. VP of Community Mutual and BSA Officer of Community Mutual	$ 153.00K	N/A

Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.

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