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Friday, December 25, 2009, 12:27AM ET - U.S. Markets Closed for Christmas. Dow Up 0.51% Nasdaq Up 0.71%
First Bancshares Inc. (FBMS)On Dec 22: 7.06   0.00 (0.00%)  
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First Bancshares Inc.
6480 Us Highway 98 West
Hattiesburg, MS 39404-5549
United States - Map
Phone: 601-268-8998

DETAILS 
Index Membership:N/A
Sector:Financial
Industry:Regional - Southeast Banks
Full Time Employees:148

BUSINESS SUMMARY 
The First Bancshares, Inc. operates as the banking holding company for The First, A National Banking Association that provides commercial and retail banking services to small to medium-sized businesses, professional concerns, and individuals in Mississippi. It accepts various deposit products, such as checking accounts, negotiable order of withdrawal accounts, savings accounts, money market accounts, certificates of deposits, and individual retirement accounts. The company provides commercial loans, such as secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; consumer loans, which include equity lines of credit and secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and real estate construction and acquisition loans. It also originates loans to purchase existing or construct new homes, and to refinance existing mortgages. In addition, the company offers Internet banking services, voice response telephone inquiry services, commercial sweep accounts, cash management services, safe deposit boxes, travelersÂ’ checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, network of automated teller machines, and VISA and MasterCard credit card services. As of December 31, 2008, it had 10 branches offices in Mississippi. The company was incorporated in 1995 and is headquartered in Hattiesburg, Mississippi.
Key Statistics

COMPANY WEBSITES 
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CORPORATE GOVERNANCE 
First Bancshares Inc.'s Corporate Governance Quotient (CGQ®) as of 1-Dec-09 is better than 48.7% of CGQ Universe companies and 34.3% of Banks companies.
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KEY EXECUTIVES 
 PayExercised
Mr. M. Ray Cole Jr., 47
Chief Exec. Officer, Pres, Director, Chief Exec. Officer of The First National Bank of The First National Bank
$ 179.00K $ 0
Ms. Donna T. Lowery CPA, 42
Chief Financial Officer, Principal Accounting Officer, Exec. VP, Chief Financial Officer of The First National Bank of South Mississippi, Principal Accounting Officer of The First National Bank of South Mississippi and Exec. VP of The First National Bank of South Mississippi
$ 126.00K $ 0
Mr. David O. Thoms Jr., 64
Chief Operations Officer, Exec. VP, Chief of Operations of The First National Bank and Exec. VP of The First National Bank
$ 96.00K $ 0
Ray L. Wesson Jr.,
Pres of Southern Region - The First, A National Banking Association
$ 146.00K $ 0
Carol M. Daniel ,
Credit Administrator of The First, A National Banking Association
$ 146.00K $ 0
Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.
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