FFNW: Profile for First Financial Northwest, Inc.

First Financial Northwest, Inc. operates as the holding company for First Savings Bank Northwest that provides community-based savings banking services in Washington. Its deposit products include noninterest-bearing accounts, checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, statement savings accounts, and certificates of deposit. The company focuses its lending activities primarily on loans secured by first mortgages, such as one-to-four family residences, commercial real estate, multifamily real estate, and construction/land development loans. It also offers various secured consumer loans, including savings account loans and home equity loans, which comprise lines of credit and second mortgage loans, as well as provides short-term unsecured loans. In addition, the company, through its other subsidiary, First Financial Diversified, Inc., offers escrow services. It serves King, Snohomish, Pierce, and Kitsap counties in Washington through a full-service banking office and automated teller machines. The company was founded in 1923 and is headquartered in Renton, Washington.

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CORPORATE GOVERNANCE

First Financial Northwest, Inc.'s Corporate Governance Quotient (CGQ®) as of 1-Dec-09 is better than 9.5% of Russell 3000 companies and 17.5% of Banks companies.

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KEY EXECUTIVES

	Pay	Exercised
Mr. Victor Karpiak , 54 Chairman, Chief Exec. Officer, Pres, Chairman of Exec. Committee, Chairman of First Savings Bank, Chief Exec. Officer of First Savings Bank and Pres of First Savings Bank	$ 425.00K	N/A
Ms. Kari A. Stenslie CPA, CMA, 44 Chief Financial Officer, Principal Accounting Officer, VP, Chief Financial Officer of First Savings Bank and VP of First Savings Bank	$ 156.00K	N/A
Dr. Gary F. Kohlwes , 73 Director, Chairman of Audit Committee, Member of Compensation Committee, Sec. of First Savings Bank, Treasurer of First Savings Bank of First Savings Bank	$ 77.00K	N/A
Mr. Harry A. Blencoe , 85 Sec., Director and Director of First Savings Bank	$ 41.00K	N/A
Mr. Roger Elmore , 42 Chief Operating Officer, Sr. VP, Chief Operating Officer of First Savings Bank and Sr. VP of First Savings Bank	$ 177.00K	N/A

Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.

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