Peoples Financial Corporation operates as a bank holding company for The Peoples Bank that provides various banking, financial, and trust services to state, county, and local government entities; and individuals, and small and commercial businesses. The company offers deposit products, such as interest bearing and non-interest bearing checking accounts, savings accounts, certificates of deposit, and IRA accounts, as well as non-deposit funds management accounts. Its loan portfolio includes business, commercial, real estate, construction, personal, and installment loans. The company also provides personal trust, agencies, and estate services, including living and testamentary trusts, executorships, guardianships, and conservatorships. In addition, it offers benefit accounts, which include self-directed individual retirement accounts; and escrow management, stock transfer, and bond paying agency accounts to corporate customers. Further, the company provides safe deposit box rental, wire transfer, night drop facilities, collection, cash management, and Internet banking services. As of October 24, 2012, it operated 16 branches in the Mississippi Gulf Coast in Hancock, Harrison, Jackson, and Stone counties. Peoples Financial Corporation also operates 51 automated teller machines. The company was founded in 1896 and is headquartered in Biloxi, Mississippi.

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