TFSL: Profile for TFS Financial Corporation

TFS Financial Corporation operates as the holding company for Third Federal Savings and Loan Association of Cleveland that provides retail consumer banking services in Ohio and Florida. The company offers various deposit accounts, including savings accounts, NOW accounts, certificates of deposit and individual retirement accounts, and other qualified plan accounts. It also provides various loan products, such as residential real estate mortgage loans; equity loans and equity lines of credit; and construction loans for the purchase of developed lots and for the construction of single-family residences, as well as commercial and consumer loans. As of September 30, 2009, the company operated 39 branch offices in Ohio and Florida; and 8 loan production offices in Ohio. TFS Financial Corporation, through its other subsidiary, Third Capital, Inc., engages in net lease transactions of commercial buildings; maintains investments in private equity funds; provides escrow and settlement services; and reinsures private mortgage insurance on residential mortgage loans. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation is a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

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CORPORATE GOVERNANCE

TFS Financial Corp's Corporate Governance Quotient (CGQ®) as of 1-Dec-09 is better than 10.3% of Russell 3000 companies and 18.7% of Banks companies.

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KEY EXECUTIVES

	Pay	Exercised
Mr. Marc Stefanski , 55 Chairman, Chief Exec. Officer, Pres and Chairman of Exec. Committee	$ 1.80M	N/A
Mr. David S. Huffman , 57 Chief Financial Officer and Member of Investment Committee	$ 553.00K	N/A
Ms. Marianne Piterans , 55 VP, Director of HR	$ 613.00K	N/A
Mr. Ralph Betters , 58 Chief Information Officer and Chief Information Officer of Third Federal Savings and Loan	$ 577.00K	N/A
Mr. Bernard Kobak , 81 Corp. Sec., Director and Member of Exec. Committee	$ 21.00K	N/A

Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.

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