UBNK: Profile for United Financial Bancorp, Inc.

United Financial Bancorp, Inc. operates as the bank holding company for United Bank that offers various banking products and services in Massachusetts. It offers various deposit products, including demand accounts, NOW accounts, money market accounts, savings accounts, retirement accounts, and certificates of deposit. The company originates one- to four-family residential mortgage loans, as well as home equity loans and lines of credit, commercial real estate loans, construction loans, commercial and industrial loans, and automobile loans. It also provides consumer loans, including secured and unsecured personal loans, manufactured home, motorcycle and motor home loans, boat loans, and pool and spa loans. In addition, United Financial Bancorp offers a range of non-deposit investment products and financial planning services, including mutual funds; debt, equity, and government securities; insurance products; fixed and variable annuities; financial planning for individual and commercial customers; and estate planning services. As of December 31, 2008, it operated 14 branch offices in western Massachusetts. The company was founded in 1882 and is headquartered in West Springfield, Massachusetts. United Financial Bancorp, Inc. is a subsidiary of United Mutual Holding Company.

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CORPORATE GOVERNANCE

United Financial Bancorp's Corporate Governance Quotient (CGQ®) as of 1-Dec-09 is better than 69.6% of Russell 3000 companies and 80.2% of Banks companies.

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KEY EXECUTIVES

	Pay	Exercised
Mr. Richard B. Collins , 66 Chairman, Chief Exec. Officer, Pres, Member of Exec. Committee, Chief Exec. Officer of United Bank, Pres of United Bank of United Bank	$ 446.00K	N/A
Mr. Mark A. Roberts , 45 Chief Financial Officer, Principal Accounting Officer, Exec. VP, Chief Financial Officer of United Bank, Principal Accounting Officer of United Bank and Exec. VP of United Bank	$ 185.00K	N/A
Mr. John J. Patterson , 62 Sr. VP of Risk Management - United Bank	$ 166.00K	N/A
Mr. Keith E. Harvey , 61 Exec. VP of Operations & Retail Sales for United Bank	$ 222.00K	N/A
Mr. J. Jeffrey Sullivan , 45 Chief Lending Officer of United Bank and Exec. VP of United Bank	$ 212.00K	N/A

Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.

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