United Financial Bancorp, Inc. operates as the holding company for United Bank that provides various banking products and services in Massachusetts. The company offers a range of deposit products, such as demand accounts, NOW accounts, money market accounts, savings accounts, retirement accounts, and certificates of deposits. Its loan portfolio includes one- to four-family residential mortgage loans, commercial real estate loans, construction loans, home equity loans and home equity lines of credit, commercial and industrial loans, and automobile loans, as well as consumer loans comprising secured and unsecured personal loans, motorcycle and motor home loans, manufactured housing loans, boat loans, and pool and spa loans. In addition, the company offers non-deposit investment products and financial planning services consisting of mutual funds; debt, equity, and government securities; insurance products; fixed and variable annuities; financial planning for individual and commercial customers; and estate planning services. Further, it is involved in buying, selling, and holding investment securities; and holding real estate assets. As of September 24, 2012, the company operated 16 branch offices and 2 express drive-up branches in the Springfield region of western Massachusetts; and 6 branches in the Worcester region of central Massachusetts, as well as loan production offices in Beverly, Massachusetts and Glastonbury, Connecticut. United Financial Bancorp, Inc. was founded in 1882 and is headquartered in West Springfield, Massachusetts.

Key Statistics