Universal Business Payment Solutions Acquisition Corporation provides a range of transaction processing services in the United States. Its services include debit and credit card processing, front-and back-end processing, high speed network and authorization, ACH processing, batch processing, gift cards, and fraud protection, as well as specialized and secure card processing for Internet transactions and recurring bill payments. The company provides its transaction processing services directly to retailers, service providers, and banks, as well as on a wholesale basis to independent sales organizations. It also provides a range of payroll and human resource services, including processing payroll; collecting and filing national, state, and local taxes; online payroll; paperless payroll; electronic child support and other deduction processing; time/attendance interfaces; workers compensation; 401k administration; payroll cards; and electronic, phone, fax, or paper payroll input. The company was founded in 2001 and is based in Berwyn, Pennsylvania.

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