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Citizens First Corp. (CZFC)On Nov 30: 7.50  Down 0.11 (1.45%)  
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Citizens First Corp.
1065 Ashley Street
Bowling Green, KY 42103
United States - Map
Phone: 270-393-0700
Web Site: http://www.citizensfirstbank.com

DETAILS 
Index Membership:N/A
Sector:Financial
Industry:Regional - Southeast Banks
Full Time Employees:107

BUSINESS SUMMARY 
Citizens First Corporation operates as a holding company for Citizens First Bank, Inc., which provides various financial services to individual and corporate customers in Kentucky. The company’s deposit products include checking accounts, regular savings accounts, NOW accounts, money market accounts, sweep accounts, fixed and variable rate IRA accounts, certificate of deposit accounts, and safety deposit boxes. Its loan portfolio comprises commercial loans to small and medium-sized businesses; commercial real estate loans; and residential real estate loans to borrowers for purchasing and refinancing one to four family properties. The company also provides personal loans and lines of credit to consumers for various purposes, such as purchase of automobiles, boats, and other recreational vehicles, as well as for home improvements and personal investments. In addition, it offers debit and credit card services through third parties, as well as involves in the provision of night depository, direct deposits, Series E Savings Bond redemptions, cashiers’ and travelers’ checks, and letters of credit. Further, Citizens First Corporation offers title insurance services to mortgage loan customers, as well as other insurance and trust services. As of December 31, 2008, it operated 11 offices in Warren, Simpson, Barren, and Hart Counties, Kentucky. The company was incorporated in 1975 and is headquartered in Bowling Green, Kentucky.
Key Statistics

COMPANY WEBSITES 
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    CORPORATE GOVERNANCE 
    Citizens First Corp.'s Corporate Governance Quotient (CGQ®) as of 6-Nov-09 is better than 83.7% of CGQ Universe companies and 71.2% of Banks companies.
    Brought to you by Institutional Shareholder Services.

    KEY EXECUTIVES 
     PayExercised
    Mr. Matthew Todd Kanipe , 41
    Chief Exec. Officer, Pres, Chief Credit Officer, Exec. VP of Credit Admin.
    N/A N/A
    Mr. John T. Perkins , 66
    Director, Consultant of Citizens First Bank of Citizens First Bank
    $ 6.00KN/A
    Ms. Sarah Glenn Grise , 52
    Sec., Director, Chairman of Audit Committee of Citizens First Bank
    $ 5.00KN/A
    Mr. J. Steven Marcum CPA, 53
    Chief Financial Officer, Exec. VP, Chief Financial Officer of Citizens First Bank and Exec. VP of Citizens First Bank
    N/A N/A
    Ms. Carolyn Harp , 63
    Chief Operating Officer, Exec. VP, Chief Operating Officer of Citizens First Bank and Exec. VP of Citizens First Bank
    N/A N/A
    Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.
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