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Monday, December 7, 2009, 11:42AM ET - U.S. Markets close in 4 hours and 18 minutes. Dow Up 0.23% Nasdaq Down 0.00%
Citizens Financial Services Inc. (CZFS.OB)At 10:28AM ET: 25.25  Up 0.35 (1.41%)  
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Citizens Financial Services Inc.
15 South Main Street
Mansfield, PA 16933
United States - Map
Phone: 570-662-2121
Fax: 570-662-2365
Web Site: http://www.firstcitizensbank.com

DETAILS 
Index Membership:N/A
Sector:Financial
Industry:Regional - Northeast Banks
Full Time Employees:159

BUSINESS SUMMARY 
Citizens Financial Services, Inc. operates as the holding company for First Citizens National Bank that provides a range of banking products and services for individual, business, governmental, and institutional customers in north central Pennsylvania and southern New York. It accepts various deposit products, including checking, savings, time deposit, negotiable order of withdrawal, and money market accounts, as well as certificates of deposit. The company’s loan portfolio comprises real estate, commercial, agricultural, industrial, residential, and consumer loans, as well as various other specialized financial services. In addition, the company provides client investment, estate, and retirement services. As of March 31, 2009, Citizens Financial operated 17 banking facilities located in Bradford, Potter, and Tioga Counties in north central Pennsylvania; and Allegany, Steuben, Chemung, and Tioga Counties in southern New York. The company is headquartered in Mansfield, Pennsylvania.
Key Statistics

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    CORPORATE GOVERNANCE 
    Citizens Financial Services Inc.'s Corporate Governance Quotient (CGQ®) as of 1-Dec-09 is better than 85.5% of CGQ Universe companies and 73.7% of Banks companies.
    Brought to you by Institutional Shareholder Services.

    KEY EXECUTIVES 
     PayExercised
    Mr. Randall E. Black , 42
    Chief Exec. Officer, Pres, Director, Member of Governance & Nominating Committee, Chief Exec. Officer of First Citizens National Bank, Pres of First Citizens National Bank of First Citizens National Bank
    $ 214.00KN/A
    Mr. Mickey L. Jones CPA, 48
    Chief Financial Officer, Principal Accounting Officer, Exec. VP, Treasurer, Chief Financial Officer of First Citizens National Bank, Exec. VP of First Citizens National Bank and Treasurer of First Citizens National Bank
    $ 139.00KN/A
    Mr. Rudolph J. van der Hiel Esquire, 69
    Assistant Sec., Director of First Citizens National Bank
    $ 22.00KN/A
    Mr. Terry B. Osborne , 55
    Exec. VP, Sec., Exec. VP of Citizens National Bank and Sec. of First Citizens National Bank
    $ 174.00KN/A
    Mr. Gregory J. Anna , 47
    VP of Technology & Operations
    N/A N/A
    Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.
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