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Friday, November 27, 2009, 5:50PM ET - U.S. Markets closed early today. Dow Down 1.48% Nasdaq Down 1.73%
First Financial Service Corp. (FFKY)At 1:00PM ET: 8.79  Down 0.28 (3.09%)  
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First Financial Service Corp.
2323 Ring Road
Elizabethtown, KY 42701
United States - Map
Phone: 270-765-2131
Fax: 270-737-1353
Web Site: http://www.ffsbky.com

DETAILS 
Index Membership:N/A
Sector:Financial
Industry:Regional - Southeast Banks
Full Time Employees:310

BUSINESS SUMMARY 
First Financial Service Corporation operates as the holding company for First Federal Savings Bank of Elizabethtown that provides various financial services to retail and commercial banking customers in the central Kentucky. It offers a range of deposit instruments, including multiple checking accounts, NOW accounts, savings accounts, money market accounts, health savings accounts, individual retirement accounts, and certificate of deposit products. The company’s loan portfolio comprises residential mortgage products; specialized financing programs; mortgages for multifamily real estate; commercial real estate loans; commercial loans to businesses, including revolving lines of credit and term loans; real estate development loans; construction lending; agricultural lending; and consumer loans, including home equity lines of credit, auto loans, recreational vehicle, and other secured and unsecured loans. It also provides federal tax depository, merchant bankcard, electronic funds transfer, debit cards and credit cards, and telephone and Internet banking services. In addition, the company offers various mutual funds, equity investments, and fixed and variable annuities. As of March 31, 2009, First Financial Service Corporation operated 21 and a commercial private banking center with operations in Hardin, Nelson, Hart, Bullitt, Meade, and Jefferson Counties in Kentucky, as well as Harrison and Floyd counties in southern Indiana. The company was founded in 1923 and is headquartered in Elizabethtown, Kentucky.
Key Statistics

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    CORPORATE GOVERNANCE 
    First Financial Service Corp.'s Corporate Governance Quotient (CGQ®) as of 6-Nov-09 is better than 32.2% of Russell 3000 companies and 45.3% of Banks companies.
    Brought to you by Institutional Shareholder Services.

    KEY EXECUTIVES 
     PayExercised
    Mr. B. Keith Johnson , 48
    Chief Exec. Officer, Director, Chief Exec. Officer of First Federal Savings Bank and Pres of First Federal Savings Bank
    $ 284.00K $ 0
    Mr. Gregory Schreacke , 39
    Pres
    $ 166.00K $ 0
    Mr. Steven M. Zagar , 37
    Chief Financial Officer, Principal Accounting Officer and Exec. VP
    $ 118.00K $ 0
    Mr. Charles Chaney , 57
    Chief Operating Officer and Exec. VP
    $ 152.00K $ 0
    Ms. Anne Moran , 56
    Chief Retail Officer and Exec. VP
    $ 154.00K $ 0
    Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.
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