GBNK: Profile for Guaranty Bancorp

Guaranty Bancorp operates as the holding company for Guaranty Bank and Trust Company, which provides various banking products and services to consumers, and small and medium-sized businesses. It primarily engages in generating deposits and originating loans. The companys deposit products include demand deposits, negotiable order of withdrawal accounts, money market accounts, individual retirement accounts (IRA), time deposits, and savings accounts. Its lending portfolio comprises commercial and industrial, commercial real estate, construction, residential real estate, small business administration guaranteed, and agriculture loans, as well as home equity lines and miscellaneous consumer loans, including overdraft and lines-of-credit. The company also provides trust services, including personal trust administration, estate settlement, investment management accounts, and self-directed IRAs. As of December 31, 2008, it operated 34 branches in Colorado. The company is based in Denver, Colorado.

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CORPORATE GOVERNANCE

Guaranty Bancorp's Corporate Governance Quotient (CGQ®) as of 1-Dec-09 is better than 57.5% of Russell 3000 companies and 69.4% of Banks companies.

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KEY EXECUTIVES

	Pay	Exercised
Mr. John M. Eggemeyer III, 62 Founder, Chairman, Chairman of Exec. Committee and Chairman of Corp. Risk Committee	$ 75.00K	N/A
Mr. Daniel M. Quinn , 52 Chief Exec. Officer, Pres, Director, Member of Exec. Committee, Member of Corp. Risk Committee, Chief Exec. Officer of Guaranty Bank and Trust Company and Pres of Guaranty Bank and Trust Company	$ 625.00K	N/A
Mr. Paul W. Taylor Ph.D., 48 Chief Operating & Financial Officer, Principal Accounting Officer, Exec. VP, Sec., Chief Financial Officer of Guaranty Bank & Trust Company, Exec. VP of Guaranty Bank & Trust Company, Sec. of Guaranty Bank & Trust Company, Director of Centennial Bank of the West of Guaranty Bank & Trust	$ 357.00K	N/A
Mr. James K. Simons , 52 Chief Credit Officer, Exec. VP, Chief Credit Officer of Guaranty Bank and Trust Company, Exec. VP of Guaranty Bank and Trust Company of Guaranty Bank and Trust Company	$ 372.00K	N/A
Ms. Suzanne Brennan , 58 Exec. VP of Operations & Systems and Exec. VP of Operations & Systems for Guaranty Bank & Trust Company	$ 275.00K	N/A

Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.

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