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Monday, November 30, 2009, 12:15PM ET - U.S. Markets close in 3 hours and 45 minutes. Dow Down 0.28% Nasdaq Down 0.62%
Heritage Financial Group (HBOS)At 11:28AM ET: 7.11  Up 0.26 (3.80%)  
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Heritage Financial Group
721 North Westover Boulevard
Albany, GA 31707
United States - Map
Phone: 229-420-0000
Fax: 229-878-3349
Web Site: http://www.eheritagebank.com

DETAILS 
Index Membership:N/A
Sector:Financial
Industry:Regional - Southeast Banks
Full Time Employees:120

BUSINESS SUMMARY 
Heritage Financial Group operates as the holding company for HeritageBank of the South, which provides commercial and retail banking services in southwest Georgia and north central Florida. It attracts retail and commercial deposits from the general public and invests those funds primarily in loans secured by first mortgages on owner-occupied, one- to four-family residences, multi-family residences, and commercial property, as well as in various consumer and commercial business loans. Its deposit products consist of savings and checking, money market deposit, and negotiable order of withdrawal and demand accounts, as well as certificates of deposit. The company also involves in commercial banking and small business lending, indirect auto lending, retail banking, brokerage/investment, and mortgage lending services. As of April 23, 2009, it operated a network of six branch offices located in Dougherty, Lee, and Worth counties in Georgia, as well as two branch offices in Ocala, Florida. The company was founded in 1955 and is headquartered in Albany, Georgia. Heritage Financial Group is a subsidiary of Heritage, MHC.
Key Statistics

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    CORPORATE GOVERNANCE 
    Heritage Financial Group's Corporate Governance Quotient (CGQ®) as of 6-Nov-09 is better than 15.9% of Russell 3000 companies and 27.5% of Banks companies.
    Brought to you by Institutional Shareholder Services.

    KEY EXECUTIVES 
     PayExercised
    Mr. O. Leonard Dorminey , 56
    Chief Exec. Officer, Pres, Exec. Director, Chief Exec. Officer of Heritage Bank of the South of HeritageBank of the South
    $ 328.00KN/A
    Mr. Joseph C. Burger Jr., 72
    Vice Chairman, Sec., Member of Audit Committee, Member of Compensation Committee, Vice Chairman of Heritage bank of south and Sec. of Heritage bank of south
    $ 57.00KN/A
    Ms. Carol W. Slappey , 53
    Director, Pres of Albany Region - HeritageBank of the South of Heritage Bank of the South
    $ 201.00KN/A
    Mr. O. Mitchell Smith , 55
    Exec. VP, Sr. Credit Officer, Exec. VP of HeritageBank of the South and Sr. Credit Officer of HeritageBank of the South
    $ 148.00KN/A
    Mr. T. Heath Fountain , 34
    Chief Financial Officer, Principal Accounting Officer, Sr. VP, Director of Investor Relations and Controller
    N/A N/A
    Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.
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