HIINX: Profile for HARBOR INTERNATIONAL FD INVESTO

Castegren is president of Northern Cross Investments, his employer since 1993. Previously, he was a principal of Boston Overseas Investors from 1990 to 1993. Prior to that, he was president of Marsh & Cunningham-Castegren International from 1985 to 1990. Additionally, he has been an officer of several other firms, including Grantham, Mayo, Van Otterloo & Company, Lazard Freres & Company, the New York-based investment companies of the Wallenberg Group, and the Stockholm Enskilda Bank.

INVESTMENT INFORMATION

Min Initial Investment:	$2,500
Min Initial Investment, IRA:	$1,000
Min Initial Investment, AIP:	NaN
Min Subsequent Investment:	NaN
Min Subsequent Investment, IRA:	N/A
Min Subsequent Investment, AIP:	N/A

HIINX can be purchased from brokerages.

FUND SUMMARY

The investment seeks long-term total return, principally from growth of capital. The fund invests primarily (no less than 65% of total assets) in common and preferred stocks of foreign companies that have market capitalizations in excess of $1 billion, including those located in emerging market. It invests in a minimum of 10 countries throughout the world. The fund focuses on companies located in Europe, the Pacific Basin and emerging industrialized countries whose economies and political regimes appear more stable.

FUND OPERATIONS

Last Dividend (19-Dec-08):	0.59
Last Cap Gain (19-Dec-07):	3.02
Annual Holdings Turnover	YFT_NOT_APPLICABLE_ABBREVIATION
Average for Category:	95.57%

FEES & EXPENSES

Expense	HIINX	Category Avg
Total Expense Ratio:	%	1.39%
Max 12b1 Fee:	%	N/A
Max Front End Sales Load:	%	5.38%
Max Deferred Sales Load:	%	2.69%
3 Yr Expense Projection*:	$ YFT_NOT_APPLICABLE_ABBREVIATION	$702
5 Yr Expense Projection*:	$ YFT_NOT_APPLICABLE_ABBREVIATION	$1,070
10 Yr Expense Projection*:	$ YFT_NOT_APPLICABLE_ABBREVIATION	$2,132

* Per $10,000 invested

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