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Thursday, December 17, 2009, 2:03AM ET - U.S. Markets open in 7 hours and 27 minutes. Dow Down 0.10% Nasdaq Up 0.27%
NB&T Financial Group Inc. (NBTF)On Dec 16: 16.70  Up 0.70 (4.38%)  
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NB&T Financial Group Inc.
48 N South Street
Wilmington, OH 45177
United States - Map
Phone: 937-382-1441
Fax: 937-382-4385

DETAILS 
Index Membership:N/A
Sector:Financial
Industry:Regional - Southeast Banks
Full Time Employees:214

BUSINESS SUMMARY 
NB&T Financial Group, Inc. that operates as a holding company for The National Bank and Trust Company that provides commercial banking and financial services to individuals and corporate customers in southwestern Ohio. It offers various deposit products, including checking accounts, savings accounts, money market deposit accounts, and term certificate accounts. The company also provides commercial and industrial loans, such as loans to automobile and agricultural equipment dealers, and loans guaranteed by the small business administration; loans secured by commercial real estate; real estate construction loans for constructing commercial and residential buildings; agricultural loans, including loans to finance farm operations, equipment purchases, and land acquisition; loans secured by one- to four-family residential real estate and multifamily real estate; and consumer installment loans, such as home equity loans, automobile loans, recreational vehicle loans, and overdraft protection. In addition, it offers credit card services; and trust services that consist of trust administration, investment purchase and management, estate planning and administration, tax and financial planning, and employee benefit plan administration. Additionally, the company sells various insurance products, including property, casualty, life, health, and annuities. As of July 21, 2009, it operated 19 branches in Brown, Clermont, Clinton, Highland, and Warren counties. The company was founded in 1859 and is based in Wilmington, Ohio.
Key Statistics

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CORPORATE GOVERNANCE 
NB&T Financial Group Inc.'s Corporate Governance Quotient (CGQ®) as of 1-Dec-09 is better than 16.2% of CGQ Universe companies and 5.6% of Banks companies.
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KEY EXECUTIVES 
 PayExercised
Mr. Timothy L. Smith , 58
Chairman, Chairman of National Bank & Trust Company and Consultant of National Bank & Trust Company
N/A N/A
Mr. John J. Limbert , 61
Chief Exec. Officer, Pres, Director, Chief Exec. Officer of National Bank & Trust Company, Pres of National Bank & Trust Company of National Bank & Trust Company
$ 425.00KN/A
Mr. Craig F. Fortin , 48
Chief Financial Officer, Principal Accounting Officer, Sr. VP, Chief Financial Officer of The National Bank & Trust Company, Sr. VP of The National Bank & Trust Company and Cashier of The National Bank & Trust Company
N/A N/A
Mr. Charles L. Dehner , 61
Sec., Director, Member of Audit Committee of The National Bank & Trust Company
$ 24.00K $ 53.00K
Mr. Stephen G. Klumb , 59
Sr. VP of The National Bank & Trust Company and Sr. Loan Officer of The National Bank & Trust Company
N/A N/A
Dollar amounts are as of 31-Dec-08 and compensation values are for the last fiscal year ending on that date. "Pay" is salary, bonuses, etc. "Exercised" is the value of options exercised during the fiscal year.
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