| Bove, Richard of Rochdale Securities Llc |
| Goldberg, Jason of Barclays Capital |
| Harte, Jeffery of Sandler O'Neill & Partners L.P. |
| Juneja, Vivek of J.P. Morgan |
| Kotowski, Chris of Oppenheimer & Co. |
| Mayo, Michael of Calyon Securities (USA) Inc. |
| Moszkowski, Guy of BofA Merrill Lynch |
| Najarian, Edward of ISI Group |
| O'Connor, Matthew of Deutsche Bank Securities |
| Orenbuch, Moshe of Credit Suisse |
| Ramsden, Richard of Goldman Sachs |
| Ritter, David of Argus Research Company |
| Tanona, William of Collins Stewart Llc |
| Whitney, Meredith of Meredith Whitney Advisory Llc |