| Arnold, Jason of RBC Capital Markets |
| Ball, Bradley of Ladenburg Thalmann & Co. |
| Bruce, Kenneth of BofA Merrill Lynch |
| Carcache, Bill of Fox-Pitt Kelton |
| Coffey, Henry of Sterne, Agee & Leach |
| Foran, Brian of Goldman Sachs |
| Harting, Bruce of Barclays Capital |
| Long, David of William Blair & Company, L.L.C. |
| Mosby, Marty of FTN Equity Capital Markets |
| Napoli, Robert of Piper Jaffray |
| Orenbuch, Moshe of Credit Suisse |
| Ritter, David of Argus Research Company |
| Sakhrani, Sanjay of Keefe, Bruyette & Woods |
| Taiano, Michael of Sandler O'Neill & Partners L.P. |
| Wessel, Andrew of J.P. Morgan |
| West, David of Davenport & Company Llc |
| Whitney, Meredith of Meredith Whitney Advisory Llc |