| Cales, Emmanuelle of SG Securities |
| Cohen, Jay of BofA Merrill Lynch |
| Devlin, Alan of Atlantic Equities |
| Dwelle, Mark of RBC Capital Markets |
| Fong, Harry of Soleil - Soleil |
| Gallant, Clifford of Keefe, Bruyette & Woods |
| Gelb, Jay of Barclays Capital |
| Hall, John of Wells Fargo Securities, Llc |
| Heimermann, Matthew of J.P. Morgan |
| Misquith, Vinay of Credit Suisse |
| Moazami, Bijan of FBR Capital Markets & Co. |
| Nannizzi, Michael of Oppenheimer & Co. |
| Newsome, Paul of Sandler O'Neill & Partners L.P. |
| Shanker, Joshua of Deutsche Bank Securities |
| Yankus, Bill of Macquarie Research Equities |