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These ten great places will only get better.
Our approach this year to picking the ten best cities in which to live and work was simple: Look for places with strong economies and abundant jobs, then demand reasonable living costs and plenty of fun things to do. When we ran the numbers, some of the names that popped up made us do a double take at first. So we hit the road to meet movers, shakers and regular folks, experience the ambience and take in the sights.
| More from Kiplinger.com: Top Ten Best Cities at a Glance Which City Is Best for You? Take Virtual Tours of Our Top Ten Best Cities |
We discovered that our numbers guru, Kevin Stolarick, hadn't steered us wrong. Stolarick, research director at the Martin Prosperity Institute, a think tank that studies economic prosperity, says: "Our formula highlights cities not just with strong past performance, but also with all the ingredients for future success." One key to a bright future is a healthy shot of people in the creative class. People in creative fields -- scientists, engineers, architects, educators, writers, artists and entertainers -- are catalysts of vitality and livability in a city.
The cities that made our list also represent larger surrounding areas. And because we understand that city living isn't for everyone, we've highlighted some great suburbs, too.
Pack a bag and join us on a tour of the Best Cities for 2008 and prepare for some surprises.
1. Houston

Population: 5,542,048
Population Growth Since 2000: 14.9%
Percentage of Workforce in Creative Class: 31.3%
Cost-of-Living Index: 88.1 (100 being national average)
Median Household Income: $50,250
Income Growth Since 2000: 13.1%
2. Raleigh
Population: 995,662
Population Growth Since 2000: 19.9%
Percentage of Workforce in Creative Class: 36.1%
Cost-of-Living Index: 99 (100 being national average)
Median Household Income: $56,150
Income Growth Since 2000: 10.3%

3. Omaha
Population: 821,356
Population Growth Since 2000: 6.6%
Percentage of Workforce in Creative Class: 30%
Cost-of-Living Index: 89.4 (100 being national average)
Median Household Income: $51,627
Income Growth Since 2000: 15.1%
4. Boise
Population: 568,086
Population Growth Since 2000: 18.2%
Percentage of Workforce in Creative Class: 33.2%
Cost-of-Living Index: 95.5 (100 being national average)
Median Household Income: $49,833
Income Growth Since 2000: 16.6%

5. Colorado Springs
Population: 600,444
Population Growth Since 2000: 10.5%
Percentage of Workforce in Creative Class: 34.1%
Cost-of-Living Index: 95.3 (100 being national average)
Median Household Income Since 2000: 53,486
Income Growth Since 2000: 16.1%
6. Austin
Population: 1,506,425
Population Growth Since 2000: 17%
Percentage of Workforce in Creative Class: 36.5%
Cost-of-Living Index: 92.8 (100 being national average)
Median Household Income: $52,882
Income Growth Since 2000: 12.2%

7. Fayetteville
Population: 419,455
Population Growth Since 2000: 17.3%
Percentage of Workforce in Creative Class: 31.4%
Cost-of-Living Index: 90.4 (100 being national average)
Median Household Income: $42,267
Income Growth Since 2000: 17.6%
8. Sacramento
Population: 2,067,117
Population Growth Since 2000: 13.1%
Percentage of Workforce in Creative Class: 34%
Cost-of-Living Index: 121.7 (100 being national average)
Median Household Income: $56,953
Income Growth Since 2000: 19.1%

9. Des Moines
Population: 532,425
Population Growth Since 2000: 9.6%
Percentage of Workforce in Creative Class: 32.1%
Cost-of-Living Index: 90.6 (100 being national average)
Median Household Income: $53,384
Income Growth Since 2000: 16.3%
10. Provo
Population: 474,351
Population Growth Since 2000: 20.6%
Percentage of Workforce in Creative Class: 32%
Cost-of-Living Index: 97.7 (100 being national average)
Median Household Income: $50,583
Income Growth Since 2000: 12.2%
For more places, tools and walking tours, visit Kiplinger.com's Best Cities Center.
See today's average rates across the country.
| Loan Type | Today | Last Week |
|---|---|---|
| 30 Year Fixed | 5.30% | 5.34% |
| 15 Year Fixed | 4.81% | 4.86% |
| 1 Year ARM | 4.12% | 4.07% |
| 30 Year Fixed Jumbo | 6.31% | 6.51% |
| 5/1 ARM | 4.62% | 4.56% |
| 3/1 ARM | 5.08% | 5.39% |
| Loan Type | Today | Last Week |
|---|---|---|
| $30K Home Equity Loan | 8.68% | 8.37% |
| $50K Home Equity Loan | 8.67% | 8.23% |
| $75K Home Equity Loan | 8.68% | 8.22% |
| $30K HELOC | 5.28% | 5.06% |
| $50K HELOC | 5.06% | 4.80% |
| $75K HELOC | 5.07% | 4.80% |
| Loan Type | Today | Last Week |
|---|---|---|
| 36 Month New Car Loan | 7.13% | 7.14% |
| 48 Month New Car Loan | 7.29% | 7.30% |
| 60 Month New Car Loan | 7.37% | 7.39% |
| 36 Month Used Car Loan | 7.75% | 7.77% |
| 48 Month Used Car Loan | 7.89% | 7.89% |
| Card Type | Today | Last Week |
|---|---|---|
| Balance Transfer Credit Cards | 10.14% | 10.14% |
| Low Interest Credit Cards | 10.53% | 10.41% |
| Business Credit Cards | 11.41% | 11.41% |
| Cash Back Credit Cards | 11.56% | 11.56% |
| Reward Credit Cards | 12.10% | 12.10% |
| Instant Approval Credit Cards | 12.99% | 12.99% |
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