Yahoo! Finance - Personal Finance | Retirement

How the Chained CPI Affects Social Security Payments

Tue, 30 Apr 2013 13:53:37 -0400

In his 2014 budget, President Obama proposes changing the measure of inflation used to calculate annual Social Security cost-of-living adjustments from the Consumer Price Index for Urban Wage Earners and ...

10 Rollover Misconceptions to Avoid

Tue, 30 Apr 2013 10:29:49 -0400

When you leave your employer you have several options for your 401(k) account.

Loans Borrowed Against Pensions Squeeze Retirees

Mon, 29 Apr 2013 10:40:21 -0400

Pension advances, federal and state authorities say, are carefully disguised loans that carry interest rates that are often many times higher than those on credit cards.

What Are Your Real Retirement Costs?

Tue, 23 Apr 2013 09:03:36 -0400

Take a look at 5 important yet often-overlooked retirement costs that you'll want to consider.

Companies Substitute Tangibles, Like Cheese, for Investments

Mon, 22 Apr 2013 12:27:27 -0400

Moving physical assets into pension plans allows companies to avoid having to come up with the cash they would otherwise need to keep their plans flush.

Retiring on CDs Not Viable

Mon, 22 Apr 2013 00:22:51 -0400

Today's low CD rates and rates on other savings vehicles could cause retirees to run out of money before they run out of life.

Answering Americans' Top Five Questions about Social Security

Wed, 17 Apr 2013 13:08:48 -0400

Want to know how to get the most from Social Security benefits? Here's some advice.

Retirement Saving Tips for Couples

Wed, 17 Apr 2013 13:05:47 -0400

The retirement investing options open to married couples vary widely, from individual retirement accounts to employer-sponsored plans. Deciding which retirement investing vehicles are most appropriate ...

When is the Right Time to Retire?

Fri, 12 Apr 2013 17:20:01 -0400

Once we reach our 60s, most of us will begin to consider retirement. Some people may feel the need to exit the busy and often stressful business world, while others are full of creative ideas about what ...

Don't Fall Into These Social Security Traps

Fri, 12 Apr 2013 16:55:03 -0400

Some of the Social Security rules can be frighteningly complex. Here are six traps to avoid.

How Obama's Budget Impacts Retirement Savers

Thu, 11 Apr 2013 10:33:18 -0400

President Obama's 2014 budget proposal includes provisions that will significantly change Social Security, Medicare and retirement accounts. Here's a look at the retirement changes Obama is suggesting: ...

Seniors Would See Smaller Social Security Checks Under Obama Budget Due to Chained CPI

Wed, 10 Apr 2013 05:59:00 -0400

Seniors would see smaller Social Security checks under Obama budget due to chained CPI

Are You a Born Retirement Saver?

Tue, 09 Apr 2013 14:39:26 -0400

A new study suggests that—at least when it comes to saving for retirement—it’s more nature than nurture.

These Are the Best Urban Cities to Retire In

Fri, 05 Apr 2013 16:45:15 -0400

Ranking cities by factors like medical care, climate and cost of living, here are the top 10 cities where retirees can kick back and relax but still engage in city life.

Health care costs can make you sick in retirement

Fri, 05 Apr 2013 03:01:25 -0400

Retirement Health Care For Retirees It's not your father's retirement, thanks to health care costs. Once they retire, workers today are less likely than their parents or grandparents to enjoy the standard ...

10 Great Places to Retire, If You Can Afford It

Tue, 02 Apr 2013 13:56:01 -0400

Most retirement sites use affordability as a top criteria for choosing best places to retire, as though retirees are spending their last dollar. But recent figures show the over-60 set is among the wealthiest ...

Why Medellin, Colombia is a Great Retirement Spot

Tue, 02 Apr 2013 12:49:56 -0400

"This is your first trip to Colombia, and you've chosen to focus on Medellin? That will save you a lot of time," our new friend remarked. "This is the place to be in this country right now." ...

How to Improve Social Security at No Cost

Tue, 02 Apr 2013 10:58:13 -0400

Social Security is by far the nation's most important retirement program. And while the decision about when to claim benefits seems clear enough, it is anything but simple. You can begin benefits as early ...

8 money moves to make the year before you retire

Mon, 01 Apr 2013 12:27:37 -0400

As life transitions go, retirement ranks way up there among the most challenging, both financially and emotionally.

10 Things Everyone Should Know About Medicare

Mon, 01 Apr 2013 12:25:43 -0400

Almost all Americans who work pay into the Medicare system, but not everyone knows about the benefits they will become eligible for when they turn 65. Here's a look at the valuable health insurance you ...

What's Your Social Security Break-Even Age?

Mon, 01 Apr 2013 11:36:30 -0400

Deciding at what age to claim Social Security benefits may be the single most important retirement money decision of your life. Claim too early, and you lock in a lifetime of monthly payments that may ...

Retirement Basics: IRA or 401(k)?

Mon, 01 Apr 2013 11:35:35 -0400

There are many similarities between a 401(k) plan account and an individual retirement account (IRA). But there are also differences that can make them more difficult to understand. If you get these two ...

Social Security: Good, But Could Be Better

Fri, 29 Mar 2013 15:30:24 -0400

Has the average American worker found himself busted, broke and financially ill-prepared for old age?

Gradual Retirement Poses Planning Challenges

Wed, 27 Mar 2013 11:36:16 -0400

Retirement planning once meant plugging a client's 65th birthday into a spreadsheet and going from there. But with more Canadians than ever saying they plan to retire gradually, financial advisers are ...

5 Ways to Sabotage Your Nest Egg

Wed, 27 Mar 2013 11:03:11 -0400

There are many things you can do to optimize your 401(k), other retirement accounts, and overall retirement strategy. Then there are a few things you just shouldn't do. Here are five ways to sabotage your ...

Taking On 5 Big Retirement Myths

Sun, 24 Mar 2013 11:46:31 -0400

Our investment experts were invited to pick their biggest retirement planning myth and debunk it.

10 Reasons to Worry About Your Retirement

Fri, 22 Mar 2013 10:47:51 -0400

Americans are feeling increasingly pessimistic--or some might say realistic--about their ability to retire well. Nearly half (49 percent) of workers say they doubt their ability to afford a comfortable ...

Older Households Loading Up on Debt

Fri, 22 Mar 2013 10:37:21 -0400

America's seniors are becoming more likely to increase their debt—and saw the biggest percentage jump in borrowing relative to other groups over the past decade. The median level of debt among households ...

50-Somethings have their own healthcare crisis

Thu, 21 Mar 2013 12:39:12 -0400

At 54, Steven Eisen knows he's pretty lucky to be considering retirement from his Nashville law firm within the next year. But beyond the usual financial considerations, he has another advantage unavailable ...

5 Ways to Avoid Outliving Your Retirement Savings

Tue, 19 Mar 2013 10:21:12 -0400

One of the biggest challenges of retirement is making sure your money will last the rest of your life--however long that might be. You can only estimate how many years you will live, and you have to manage ...

Workers Saving Too Little to Retire

Tue, 19 Mar 2013 00:01:00 -0400

Workers and employers in the U.S. are bracing for a retirement crisis, even as the stock market sits near highs and the economy shows signs of improvement.

10 Things Medicare Won’t Tell You

Fri, 15 Mar 2013 15:47:25 -0400

There are costly glitches in Medicare, the government’s massive entitlement program. Here are 10 things Medicare won’t tell you.

How to Invest a Lump Sum for Retirement

Fri, 15 Mar 2013 12:54:48 -0400

Retirement can be a stressful time of transition, but it doesn't have to be. Your routine will change and you might not know what to do with all your spare time. On top of that, you will need to figure ...

'Help! I'm in my late 40s, with no retirement savings'

Thu, 14 Mar 2013 11:11:04 -0400

I'm in my late 40s, single and have no idea of how to prepare for retirement. My employer offers health insurance, but no retirement plan. I don't want to have to rely just on Social Security. Please help. ...

The 10 Worst Places to Retire

Wed, 13 Mar 2013 18:42:17 -0400

Retirement is especially difficult if you live in a place with expensive real estate, high taxes, and steep healthcare costs. Retiring in a city with an inordinately high cost of living means you will ...

Solved: 10 Social Security Mysteries

Fri, 08 Mar 2013 15:22:00 -0500

Not understanding how Social Security works and misinformation can cause you to make poor retirement decisions.

A new 401(k) success formula: Low cost plus advice

Mon, 04 Mar 2013 10:55:36 -0500

Would you like some investment help with that 401 ? A growing number of employers are adding unbiased third-party investment guidance options as they work to improve their retirement plans. The advice ...

12 Questions to Answer Before You Retire

Mon, 04 Mar 2013 10:33:23 -0500

Author Stan Hinden says there are 12 important decisions you need to make before you retire, ranging from your investments and health-care to where you’ll live.

How Much Should I Contribute to My 401(k)?

Thu, 28 Feb 2013 12:39:54 -0500

In a recent Facebook thread among a group of fellow financial bloggers, one young lady recently asked, "What's a good starting percentage for my first 401(k)? Three percent? Five percent? More?" ...

The Best Places to Retire in 2013

Tue, 26 Feb 2013 11:10:36 -0500

The list considers important factors such as living costs, taxes, crime, the availability of doctors and the opportunity to stay active.