Yahoo! Finance - Personal Finance | Retirement

Roth IRA vs. 401k: What's Right for You?

Thu, 16 May 2013 07:30:50 -0400

When it comes to retirement savings, too many people are stuck with their first plan. But at some point, it's time to look at new options.

Open an IRA and Start Saving Today for Your Future

Tue, 14 May 2013 09:56:54 -0400

By applying these rules of thumb, your savings will add up faster than you thought possible in an IRA.

Delaying Social Security Benefits Pays Off

Mon, 13 May 2013 12:01:31 -0400

There is a decision to be made for those pondering retirement: Claim reduced benefits at age 62, or wait until later to get a larger payout.

Duck Estate-Planning Fiascos Before It's Too Late

Mon, 13 May 2013 06:00:00 -0400

Planning for your passing can make it easier for everyone.

What's Your Retirement Number?

Fri, 10 May 2013 15:59:19 -0400

The quick-and-dirty formulas are meant to motivate you to save more.

6 Cheap Places to Retire Abroad

Fri, 10 May 2013 15:58:32 -0400

Here are some up-and-coming destinations where retirees can easily live on an income of $2,000 a month.

10 Worst States for Retirement

Thu, 09 May 2013 17:45:31 -0400

Some of the prettiest, most touristy states in the nation are also some of the toughest on retirees.

7 Must-Do's When You Open a 401(k)

Wed, 08 May 2013 16:52:40 -0400

Congratulations to anyone who's decided to enroll in a 401(k) plan! Putting money into your 401(k) at work is still the easiest -- and many experts argue the best -- way to save for retirement . But it ...

5 Ways to Get Great Retirement Benefits

Wed, 08 May 2013 10:28:08 -0400

One of the best ways to improve your retirement finances is to get your employer to chip in via a pension or 401(k). But not all employers are willing to do this. Only 65 percent of private-sector workers ...

10 Best States for Retirement

Mon, 06 May 2013 12:02:38 -0400

To determine the unexpectedly best states for retirement, Bankrate looked at access to medical care, cost of living, crime rates, taxes and climate.

The best states for retirement aren't what you think

Mon, 06 May 2013 10:39:09 -0400

The best states for retirement aren't what you think

Guaranteed Income -- for Life

Sun, 05 May 2013 20:00:00 -0400

With the proper due diligence, an annuity can make the dream of guaranteed income for life a reality.

Could this retirement plan replace the 401(k)?

Fri, 03 May 2013 11:38:04 -0400

Cash balance plans are the fastest-growing part of the defined-benefit pension universe and could become as numerous as 401(k) plans within the next few years. The number of such plans rose from 1,300 ...

How the Chained CPI Affects Social Security Payments

Tue, 30 Apr 2013 13:53:37 -0400

In his 2014 budget, President Obama proposes changing the measure of inflation used to calculate annual Social Security cost-of-living adjustments from the Consumer Price Index for Urban Wage Earners and ...

How to Build Your Retirement Money Plan

Tue, 30 Apr 2013 11:15:53 -0400

Turning your retirement savings into a flow of predictable income payments is, of course, essential to a successful retirement. It's also often one of the hardest and most overlooked tasks leading up to ...

10 Rollover Misconceptions to Avoid

Tue, 30 Apr 2013 10:29:49 -0400

When you leave your employer you have several options for your 401(k) account.

What Are Your Real Retirement Costs?

Tue, 23 Apr 2013 09:03:36 -0400

Take a look at 5 important yet often-overlooked retirement costs that you'll want to consider.

Retiring on CDs Not Viable

Mon, 22 Apr 2013 00:22:51 -0400

Today's low CD rates and rates on other savings vehicles could cause retirees to run out of money before they run out of life.

Answering Americans' Top Five Questions about Social Security

Wed, 17 Apr 2013 13:08:48 -0400

Want to know how to get the most from Social Security benefits? Here's some advice.

Retirement Saving Tips for Couples

Wed, 17 Apr 2013 13:05:47 -0400

The retirement investing options open to married couples vary widely, from individual retirement accounts to employer-sponsored plans. Deciding which retirement investing vehicles are most appropriate ...

When is the Right Time to Retire?

Fri, 12 Apr 2013 17:20:01 -0400

Once we reach our 60s, most of us will begin to consider retirement. Some people may feel the need to exit the busy and often stressful business world, while others are full of creative ideas about what ...

Don't Fall Into These Social Security Traps

Fri, 12 Apr 2013 16:55:03 -0400

Some of the Social Security rules can be frighteningly complex. Here are six traps to avoid.

How Obama's Budget Impacts Retirement Savers

Thu, 11 Apr 2013 10:33:18 -0400

President Obama's 2014 budget proposal includes provisions that will significantly change Social Security, Medicare and retirement accounts. Here's a look at the retirement changes Obama is suggesting: ...

Seniors Would See Smaller Social Security Checks Under Obama Budget Due to Chained CPI

Wed, 10 Apr 2013 05:59:00 -0400

Seniors would see smaller Social Security checks under Obama budget due to chained CPI

Are You a Born Retirement Saver?

Tue, 09 Apr 2013 14:39:26 -0400

A new study suggests that—at least when it comes to saving for retirement—it’s more nature than nurture.

These Are the Best Urban Cities to Retire In

Fri, 05 Apr 2013 16:45:15 -0400

Ranking cities by factors like medical care, climate and cost of living, here are the top 10 cities where retirees can kick back and relax but still engage in city life.

Health care costs can make you sick in retirement

Fri, 05 Apr 2013 03:01:25 -0400

Retirement Health Care For Retirees It's not your father's retirement, thanks to health care costs. Once they retire, workers today are less likely than their parents or grandparents to enjoy the standard ...

10 Great Places to Retire, If You Can Afford It

Tue, 02 Apr 2013 13:56:01 -0400

Most retirement sites use affordability as a top criteria for choosing best places to retire, as though retirees are spending their last dollar. But recent figures show the over-60 set is among the wealthiest ...

Why Medellin, Colombia is a Great Retirement Spot

Tue, 02 Apr 2013 12:49:56 -0400

"This is your first trip to Colombia, and you've chosen to focus on Medellin? That will save you a lot of time," our new friend remarked. "This is the place to be in this country right now." ...

How to Improve Social Security at No Cost

Tue, 02 Apr 2013 10:58:13 -0400

Social Security is by far the nation's most important retirement program. And while the decision about when to claim benefits seems clear enough, it is anything but simple. You can begin benefits as early ...

8 money moves to make the year before you retire

Mon, 01 Apr 2013 12:27:37 -0400

As life transitions go, retirement ranks way up there among the most challenging, both financially and emotionally.

10 Things Everyone Should Know About Medicare

Mon, 01 Apr 2013 12:25:43 -0400

Almost all Americans who work pay into the Medicare system, but not everyone knows about the benefits they will become eligible for when they turn 65. Here's a look at the valuable health insurance you ...

What's Your Social Security Break-Even Age?

Mon, 01 Apr 2013 11:36:30 -0400

Deciding at what age to claim Social Security benefits may be the single most important retirement money decision of your life. Claim too early, and you lock in a lifetime of monthly payments that may ...

Retirement Basics: IRA or 401(k)?

Mon, 01 Apr 2013 11:35:35 -0400

There are many similarities between a 401(k) plan account and an individual retirement account (IRA). But there are also differences that can make them more difficult to understand. If you get these two ...

Social Security: Good, But Could Be Better

Fri, 29 Mar 2013 15:30:24 -0400

Has the average American worker found himself busted, broke and financially ill-prepared for old age?

Gradual Retirement Poses Planning Challenges

Wed, 27 Mar 2013 11:36:16 -0400

Retirement planning once meant plugging a client's 65th birthday into a spreadsheet and going from there. But with more Canadians than ever saying they plan to retire gradually, financial advisers are ...

5 Ways to Sabotage Your Nest Egg

Wed, 27 Mar 2013 11:03:11 -0400

There are many things you can do to optimize your 401(k), other retirement accounts, and overall retirement strategy. Then there are a few things you just shouldn't do. Here are five ways to sabotage your ...

Taking On 5 Big Retirement Myths

Sun, 24 Mar 2013 11:46:31 -0400

Our investment experts were invited to pick their biggest retirement planning myth and debunk it.

10 Reasons to Worry About Your Retirement

Fri, 22 Mar 2013 10:47:51 -0400

Americans are feeling increasingly pessimistic--or some might say realistic--about their ability to retire well. Nearly half (49 percent) of workers say they doubt their ability to afford a comfortable ...

Older Households Loading Up on Debt

Fri, 22 Mar 2013 10:37:21 -0400

America's seniors are becoming more likely to increase their debt—and saw the biggest percentage jump in borrowing relative to other groups over the past decade. The median level of debt among households ...