Monday, May 12, 2008, 3:58AM ET - U.S. Markets open in 5 hours and 32 minutes.

Planning for Retirement

Your Personality: The Key to Your Retirement Readiness?

Certain personality types are better suited to navigate through the complicated world of retirement planning. Find out whether you're in for a smooth or bumpy ride...  read more

• 6 Blunders That Ruin Retirement Plans
• Do I Have Enough to Retire?
• Social Security Looms for Next President
• Is Your Nest Egg Up to Par With the Truly Rich?
• What You Really Want From Your Money
• How to Retire Well -- and Well Off
• Fool Yourself Into Saving Smarter
• Inflation and Your Retirement: An Ugly Combo
• Plan Now for a Boomer Retirement
• Married Couples and Social Security: FAQs

View Retirement basics

Top Stories

• Study: Retirement savers make costly 401(k) mistakesAP - Today, Mon, May 12, 2008
• Workers are making 401(k) mistakes that may dash retirement plansat MarketWatch - Sun, May 11, 2008
• Boeing, machinists union open contract negotiationsAP - Fri, May 9, 2008
• Auto parts supplier Delphi reports wider lossAP - Fri, May 9, 2008

View more articles

Most Popular Articles

• Formal Documentation Executed in the Pan African Mining Corp. Acquisition; Transaction Proceeding to Date as AgreedMarketwire - Mon, May 12 - 3:01am ET
• Travelzoo Top 20 Launches in SpainPrimeNewswire - Mon, May 12 - 3:00am ET
• "Dead Air" to Go 'Live' in Halloween ReleaseMarketwire - Mon, May 12 - 3:00am ET
• Micron Enviro Systems Inc. Submits Additional Coal Permits in East Central Saskatchewan Near Goldsource's New DiscoveryMarketwire - Mon, May 12 - 3:00am ET

View more popular articles

How-To Guides

• Naming Retirement-Plan Beneficiaries
• Getting to Know the Roth IRA
• Retirement Account Distribution Options
• Social Security and You
• View more how-to guides

Calculators

• What is my projected cash flow?
• What is my current cash flow?
• Self employment Retirement Plan Maximum Contribution calculator
• How much will I need to save for retirement?
• What is the impact of increasing my 401(k) contribution?
• View more calculators

Expert Opinion

By

View all experts

More on Personal Finance

• Ten Common Questions About Social SecurityInvestopedia –Mon, Apr 28 - 3:09pm ETWatch video
• For IRAs, Time Is MoneyInvestopedia –Mon, Apr 21 - 12:33pm ETWatch video

• Should You Convert Your IRA?Investopedia –Mon, Apr 14 - 1:29pm ETWatch video
• Playing Retirement Catch-UpInvestopedia –Mon, Apr 7 - 2:15pm ETWatch video

• Overcome The Retirement "Gender Gap"Investopedia –Mon, Mar 31 - 5:38pm ETWatch video
• Special Trusts For Special NeedsInvestopedia –Tue, Mar 25 - 5:07pm ETWatch video

• No Need To Rush End-of-Career Retirement PlanningInvestopedia –Thu, Mar 20 - 4:44pm ETWatch video
• Vary Your Options With Variable InsuranceInvestopedia –Tue, Mar 18 - 5:44pm ETWatch video

» View all finance videos

Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.69%	5.77%
  15 Year Fixed	5.28%	5.35%
  1 Year ARM	5.85%	5.90%
  30 Year Fixed Jumbo	6.97%	7.07%
  5/1 ARM	5.09%	5.39%
  3/1 ARM	5.02%	5.35%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.42%	7.41%
  $50K Home Equity Loan	7.26%	7.26%
  $75K Home Equity Loan	7.50%	7.50%
  $30K HELOC	5.02%	5.06%
  $50K HELOC	4.17%	4.18%
  $75K HELOC	4.16%	4.17%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	2.76%	2.75%
  1 year CD	3.03%	3.01%
  3 year CD	3.18%	3.15%
  MMA	2.35%	2.37%
  $10K MMA	2.54%	2.56%
  $25K MMA	2.93%	2.93%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.66%	6.64%
  48 Month New Car Loan	6.58%	6.77%
  60 Month New Car Loan	6.57%	6.54%
  72 Month New Car Loan	7.10%	7.11%
  36 Month Used Car Loan	7.17%	7.20%
  48 Month Used Car Loan	6.89%	7.11%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

View rates in your area

Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• Can I declare the sale of my investments as income and then re-invest the money into a ROTH IRA?
  Asked by jochadwilly
• When its time for me to retire, can i collect social security in addition to my 401k savings?
• What is the pro and con to using an Annuity as a retirement tool vs a Traditional or Roth IRA?
• Do you think there should be a mandatory retirement age? If so, should it vary by profession?
• Can I roll two 401(k)s into a single rollover IRA?

Ask a new question

Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). International historical chart data and daily updates provided by Hemscott Americas. Fundamental company data provided by Capital IQ. Quotes and other information supplied by independent providers identified on the Yahoo! Finance partner page. Quotes are updated automatically, but will be turned off after 25 minutes of inactivity. Quotes are delayed at least 15 minutes. Real-Time continuous streaming quotes are available through our premium service. You may turn streaming quotes on or off. All information provided "as is" for informational purposes only, not intended for trading purposes or advice. Neither Yahoo! nor any of independent providers is liable for any informational errors, incompleteness, or delays, or for any actions taken in reliance on information contained herein. By accessing the Yahoo! site, you agree not to redistribute the information found therein.

Yahoo! Answers is provided for informational purposes only, and no Q&A is intended for trading or investing purposes. Yahoo! shall not be responsible or liable for the accuracy, usefulness or availability of any Q&A information, and shall not be responsible or liable for any trading or investment decisions based on such information. View Complete Answers Disclaimer.