Copyright (c) 2008 Yahoo! Inc. All rights reserved.http://finance.yahoo.com/expert/archive/mortgage/jack-guttentag/1The Mortgage Professor by Jack Guttentagen-ushttp://us.news2.yimg.com/us.yimg.com/p/fi/pr/40197.gifhttp://finance.yahoo.com14417Wed, 5 Mar 2008 21:07:27 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/70172The key factor of the mortgage crisis -- the way in which the industry manages default risk -- has been overlooked.yahoo_finance/blogs/70172Wed, 5 Mar 2008 21:07:27 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/68715Whether a piggyback mortgage saves the borrower money relative to mortgage insurance depends on many factors.yahoo_finance/blogs/68715Wed, 27 Feb 2008 07:05:00 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/67566Reaching out to distressed borrowers is a good idea. But questions remain for the servicers involved in Project Lifeline.yahoo_finance/blogs/67566Wed, 20 Feb 2008 19:04:41 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/66608This week’s column examines how the Board would curb servicing abuses.yahoo_finance/blogs/66608Wed, 13 Feb 2008 20:58:19 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/65458This week, I look at the Board's proposed approach to curbing abuses by mortgage brokers.yahoo_finance/blogs/65458Wed, 6 Feb 2008 19:01:09 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/64264The Federal Reserve Board released proposals for curbing mortgage abuse. But are they too late?yahoo_finance/blogs/64264Wed, 30 Jan 2008 07:14:00 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/63051Providers on Loan.com must abide by a borrower’s bill of rights. Does this provide any real benefit -- or is hype?yahoo_finance/blogs/63051Wed, 23 Jan 2008 07:24:00 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/62098Borrowers can avoid confusion if they understand that a "simple interest mortgage" is one that accrues interest daily.yahoo_finance/blogs/62098Wed, 16 Jan 2008 18:51:43 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/60674Shopping for a HELOC can be simpler than shopping for a standard mortgage -- if you know what you’re doing.yahoo_finance/blogs/60674Wed, 9 Jan 2008 07:40:00 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/59677Rent or buy? Reverse mortgage or no? Pay down credit cards or put more down on your mortgage? Your questions answered.yahoo_finance/blogs/59677Sat, 5 Jan 2008 07:48:00 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/59190Many borrowers hope paying big now will help them later. Here's how this works with four different mortgage categories.yahoo_finance/blogs/59190Sat, 29 Dec 2007 07:01:00 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/58097The full extent of the housing crisis is still undetermined, and the worst may be yet to come. Here's what to expect.yahoo_finance/blogs/58097Wed, 19 Dec 2007 07:00:59 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/57060The Mortgage Reform and Anti-Predatory Lending Act of 2007 would worsen the plight of blemished borrowers. Here's how.yahoo_finance/blogs/57060Tue, 11 Dec 2007 10:16:12 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/53525yahoo_finance/blogs/53525Tue, 11 Dec 2007 09:17:41 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/56344An objective of The Mortgage Reform and Anti-Predatory Lending Act is to stop YSP (yield spread premium) abuse. Can it?yahoo_finance/blogs/56344Sat, 8 Dec 2007 17:34:00 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/55426With yield spread premiums, the challenge is to eliminate opportunistic pricing without eliminating rebates.yahoo_finance/blogs/55426Sat, 1 Dec 2007 07:08:00 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/54625Find out the many uses of the HOA, from a deposit account to a line of credit to a permanent mortgage.yahoo_finance/blogs/54625Wed, 21 Nov 2007 18:18:51 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/52812A way of controlling predatory servicing would be to identify predatory practices and make them illegal. Here are some.yahoo_finance/blogs/52812Sat, 10 Nov 2007 07:32:00 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/51675If borrowers know the wholesale price of their loans, they know the retail markup. This is useful when loan shopping.yahoo_finance/blogs/51675Wed, 31 Oct 2007 07:52:00 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/50491Wholesale data can protect you against price escalation between the day you are quoted a price and the day it’s locked.yahoo_finance/blogs/50491Wed, 24 Oct 2007 17:52:15 Etc/GMT