Copyright (c) 2009 Yahoo! Inc. All rights reserved.http://finance.yahoo.com/expert/archive/mortgage/jack-guttentag/1The Mortgage Professor by Jack Guttentagen-ushttp://us.news2.yimg.com/us.yimg.com/p/fi/pr/40197.gifhttp://finance.yahoo.com14417Sat, 24 Oct 2009 01:03:11 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/197931With any mortgage, borrowers must understand the "pricing notch point."yahoo_finance/blogs/197931Sat, 24 Oct 2009 01:03:11 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/196510Relaxation of lending standards in Denmark was far less than in the U.S., a big reason mortgage defaults were smaller there.yahoo_finance/blogs/196510Sat, 17 Oct 2009 00:55:26 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/195143Here’s a look at the impact of the crisis on the U.S. and Denmark, and what it says about their strengths and weaknesses.yahoo_finance/blogs/195143Fri, 9 Oct 2009 23:42:31 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/191008A much more useful measure than APR in measuring cost to the borrower in mortgages is the time horizon cost.yahoo_finance/blogs/191008Tue, 22 Sep 2009 00:57:25 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/189406Developing a composite measure of all mortgages costs was a great idea, but APR is the wrong measure.yahoo_finance/blogs/189406Tue, 15 Sep 2009 00:52:24 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/187349Rules meant to curb abuses during the housing bubble are now doing more harm than good.yahoo_finance/blogs/187349Fri, 4 Sep 2009 17:05:57 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/185062While the number of modifications is rising, it is running far behind the need.yahoo_finance/blogs/185062Wed, 26 Aug 2009 21:54:22 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/183313If you are thinking about canceling a refinancing, here's what you need to know.yahoo_finance/blogs/183313Mon, 17 Aug 2009 20:40:08 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/179877Locking the price of a mortgage is full of potential problems for the unwary borrower.yahoo_finance/blogs/179877Thu, 30 Jul 2009 22:27:54 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/177859This option could make mortgage disclosures useful to borrowers, but it's not all perfect.yahoo_finance/blogs/177859Tue, 21 Jul 2009 23:45:27 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/173179Extra payment decisions and refinance decisions should be made independently; they are based on very different factors.yahoo_finance/blogs/173179Sat, 27 Jun 2009 01:12:25 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/168759As the unemployment rate rises, more mortgage borrowers must choose between default and making a payment out of savings.yahoo_finance/blogs/168759Tue, 9 Jun 2009 00:36:57 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/166886One consequence of the financial crisis has been to make investment in mortgage repayment increasingly attractive.yahoo_finance/blogs/166886Fri, 29 May 2009 23:25:02 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/166032The measures taken to deal with the financial crisis are unfair, rewarding many who don't deserve it while burdening others. So why do we do it?yahoo_finance/blogs/166032Wed, 27 May 2009 04:06:12 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/164193Some people just aren't cut out to be homeowners. Here are the main reasons why.yahoo_finance/blogs/164193Tue, 19 May 2009 01:36:14 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/162946This article examines what may cause a borrower to seek help in getting a mortgage modified.yahoo_finance/blogs/162946Tue, 12 May 2009 22:40:52 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/161859Here are the steps involved in getting your loan modified.yahoo_finance/blogs/161859Thu, 7 May 2009 16:51:46 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/158271With desecuritization, the gains for successful investors will be larger than any losses suffered by other investors.yahoo_finance/blogs/158271Wed, 22 Apr 2009 20:25:26 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/155701Here are details on the loan modification portion of the Making Home Affordable plan to help mortgage borrowers.yahoo_finance/blogs/155701Tue, 14 Apr 2009 21:00:14 Etc/GMThttp://us.rd.yahoo.com/finance/allnews/smallbiz/rss/*http://finance.yahoo.com/expert/article/mortgage/151467Here are details on the refinance portion of the Making Home Affordable plan to help mortgage borrowers.yahoo_finance/blogs/151467Tue, 31 Mar 2009 00:06:49 Etc/GMT