Yahoo! Finance - Personal Finance | Saving & Spending

How to Save One Million Dollars

Wed, 01 May 2013 17:29:25 -0400

The elusive million dollar milestone...is it reachable? Well, in short, yes. But not without some careful planning and discipline. Time is a key factor, of course.

Eight Ways to Spot Counterfeit Money

Wed, 01 May 2013 14:17:16 -0400

Making a counterfeit note has never been easier. Here are the features one should look for when trying to detect bad notes.

If (Going to) Weddings costs too much: Meet the refuseniks

Tue, 30 Apr 2013 13:52:52 -0400

If you were thinking of inviting Marissa Anwar to your wedding, you might want to save the postage. She is not interested. Nothing personal. It is just that the 29-year-old operations consultant from Waterloo, ...

Financial Scams That Can Fool Even Savvy People

Fri, 26 Apr 2013 11:22:42 -0400

You may think that only the elderly and naive fall for scams, but even the smartest and savviest among us can be taken in if we aren’t careful. Here are four popular financial scams to inform your elderly ...

Nearly 1 in 4 Americans Have Never Checked Their Credit Report

Thu, 25 Apr 2013 13:00:00 -0400

Today, 22 percent of Americans say that they have never ordered a copy of their credit reports, despite the fact that they can get free copies under federal law.

7 Secrets Wealthy People Know About Amassing and Maintaining a Fortune

Thu, 25 Apr 2013 10:02:24 -0400

A fortune requires finesse. As well as a willingness to embrace financial exotica, trips to Bermuda and the drive to start your own business.

How Extreme Savers Can Retire By 40

Thu, 25 Apr 2013 09:48:22 -0400

Could you penny-pinch like this?

5 Money Tips That Aren't Absolutes

Thu, 25 Apr 2013 00:01:09 -0400

The simplicity of a "cash only" lifestyle can be tempting, but credit is a real asset in this day and age. Here are five other credit and money tips that aren't absolute.

How Many FICO Credit Scores Do You Have?

Wed, 24 Apr 2013 11:07:23 -0400

FICO is the most common credit score used by lenders. But did you know you have more than one?

The Dumbest Things You Can Do With Your Money

Wed, 24 Apr 2013 08:45:16 -0400

When it comes to silly money mistakes, these take the cake.

8 Products Your Baby Doesn't Need

Tue, 23 Apr 2013 15:43:23 -0400

New and expectant parents get advice on what products to buy from a multitude of sources: friends with kids, doctors, parenting magazines, grandparents-to-be and increasingly, mommy and daddy bloggers, ...

The Biggest Credit Mistake People Make

Tue, 23 Apr 2013 10:03:30 -0400

The biggest secret credit mistake actually happens when people are trying to turn their credit score around and be more financially responsible.

10 Things the Wedding Industry Won’t Tell You

Mon, 22 Apr 2013 12:36:14 -0400

For better or worse, for richer or poorer, for nickels and dimes.

The Key to Saving: Track Your Spending

Mon, 22 Apr 2013 02:01:36 -0400

Something that takes as little as five minutes a day can change your financial life.

Fewer Bank Accounts May Lead to More Savings, Study Finds

Fri, 19 Apr 2013 11:31:40 -0400

Consolidating your bank accounts may help you save more, new research finds.

Manage Your Finances: Clean Up Bank and Investment Accounts

Fri, 19 Apr 2013 08:59:00 -0400

These steps will help you get your financial house decluttered.

Building Wealth: Best Moves If You're 45 to 54

Thu, 18 Apr 2013 12:06:16 -0400

Here's some financial advice for 45- to 54-year-olds.

I Need to Rebuild My Credit, Where Do I Start?

Wed, 17 Apr 2013 13:10:30 -0400

We recently received this question from a reader who is looking for help with credit report errors and how to improve his credit score.

Spring Cleaning for Your Finances

Wed, 17 Apr 2013 13:09:17 -0400

Here are 3 ways you can organize your financial life to make sure the rest of your year is as peaceful and prosperous as you'd like.

How to Make the Financial Transition into the “Real World”

Wed, 17 Apr 2013 13:04:23 -0400

Your 20s is a turbulent time, as you transition from school into the "real world." People start off their careers, move to new cities and work at low-paying jobs. Combined, these things make ...

Credit 101: What Is a Revolving Account?

Wed, 17 Apr 2013 13:00:14 -0400

Unlike a loan, a revolving account doesn't automatically close when the account reaches a zero balance. It tends to remain open and available for use until the lender or the consumer chooses to close it....

4 Ways You Could Feel the Impacts of the Obama Budget

Tue, 16 Apr 2013 11:00:31 -0400

Still confused about what is actually in President Barack Obama’s 240-page budget, proposed last week? You probably know that the federal government will tax the rich more. But here are details about four ...

Rich, Famous and Tussling with the Taxman

Mon, 15 Apr 2013 11:22:38 -0400

These 10 celebrities know the sting of a tax lien. Some came up short by circumstance, others by design and still others by accident.

What you don’t know can cost you

Fri, 12 Apr 2013 12:39:19 -0400

You’re not as financially literate as you think.

5 Easy Mistakes That Will Damage Your Credit

Thu, 11 Apr 2013 12:54:07 -0400

Building a solid credit history is one of the most important things you can do from a financial perspective. By doing so, you'll be able to borrow money more easily in the future and, more importantly, ...

3 Signs Your Child Could Be a Future Financial Disaster

Wed, 10 Apr 2013 17:18:50 -0400

If you're mired in credit card debt and have no savings, you may occasionally look back and wonder where everything went wrong. That's why, if you're a parent, you can do your kids a solid if you figure ...

A Debt Collector Came After Me for $8.97

Wed, 10 Apr 2013 10:57:10 -0400

A reader whose past due movie rental went to collections wants to know if her $8.97 debt will hurt her credit.

Is Being Debt-Free Always a Good Thing?

Tue, 09 Apr 2013 02:01:57 -0400

Is being debt free always a good thing? Seems like a silly question. Our credit scoring expert busts a big myth about debt and your credit score.

Money 101: Q&A with Warren Buffett

Mon, 08 Apr 2013 17:00:34 -0400

According to Warren Buffett, it's never too early to teach kids the value of a dollar.

7 Tips for Late Starters on Saving for Retirement

Mon, 08 Apr 2013 09:18:43 -0400

Maybe you have refused to believe for the past 20 or so years that you’re getting older. Maybe you just haven’t had the funds. Whatever reason it is, if you’re past 40 and you haven’t started saving for ...

How to Save a lot When You Make Only a Little

Mon, 08 Apr 2013 03:01:01 -0400

Retirement Save For Retirement When You Don't Make Much Retirement fears may loom large when your income is small. Today, 38 percent of households say they live paycheck to paycheck, according to a study ...

How Money Savvy Are You? Take Our Quiz to Find Out

Fri, 05 Apr 2013 16:22:58 -0400

April is Financial Literacy Month and if so many surveys, polls and reports are any indication, a good chunk of Americans need a crash course in how to handle their money.

5 New Features that are Changing ATM Banking

Fri, 05 Apr 2013 10:53:24 -0400

Thanks to today's advancements in technology, consumers are experiencing less of a need to visit a bank branch and speak with a teller or banker in person. One banking technology that has been the subject ...

How To Negotiate When It Comes To Your Finances

Fri, 05 Apr 2013 09:22:49 -0400

Life is full of financial negotiations: lowering your rent, negotiating your salary, buying a new home or car, disputing your cable bill, buying a mattress, or bargaining at a market. Use this advice as ...

The Ultimate Guide to Credit Scores

Wed, 03 Apr 2013 00:01:04 -0400

There are many common misconceptions about credit scores that, if dispelled, can stop someone from spinning their wheels or even doing more damage.

5 Reasons Why Your Credit Score May Not Matter

Mon, 01 Apr 2013 15:02:46 -0400

Many consumers don't understand that they have more than one credit score. What really matters when it comes to building good credit are the essentials.

How to Control Your Spending

Mon, 01 Apr 2013 11:32:43 -0400

Are you a victim of your own bad shopping habit? You have the power to reduce your debt and manage your money better simply by rethinking your discretionary spending. Here are five tips to get you started....

How to talk to your aging parents about money

Mon, 01 Apr 2013 09:45:14 -0400

Are bills piling up on Mom's kitchen table? Are you worried Dad might fall prey to a scam? Time to discuss if they need help with their finances. Proceed carefully because they may not see things as you ...

5 Places Where You Should Never Give Your Social Security Number

Fri, 29 Mar 2013 15:29:41 -0400

Every time somebody asks for your Social Security Number, you probably give it up without thinking because you've always done it. Here's why that's bad.

5 Ways to Spring Clean Your Finances

Fri, 29 Mar 2013 10:10:45 -0400

With the holidays behind us and spring in the air, you should take this opportunity to re-evaluate your finances and give them a good spring cleaning . For those of us who tend to leave things messy year-round, ...