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Roth IRA Essentials

Sunday, October 2, 2005provided by

A description of our pages providing basic information about Roth IRAs.

Too busy to plow through all the technical details? No patience for tax analysis? Or simply looking for an overview before you dig in? This part of our guide will get you under way. When you want to know more, the other topics will provide all the details you need.

Page Descriptions

Roth IRA 101
A three-minute tour of the subject.

General Rules for IRAs
Some basic rules that apply to all IRAs.

Roth IRA Rules of Thumb
The easy way to decide whether the Roth IRA is the best choice for you.

How to Start a Roth IRA
Walks you through the process of selecting a provider and setting up an IRA.

Other Topics

Here are the other topics in our Guide to the Roth IRA:

Regular Contributions Conversions and Rollovers Distributions from Roth IRAs Undoing Contributions and Conversions Decision Factors Investment Strategies

cobrand_copyright, Kaye A. Thomas. All rights reserved.

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• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.13%	5.16%
  15 Year Fixed	4.70%	4.60%
  1 Year ARM	3.98%	4.00%
  30 Year Fixed Jumbo	6.06%	6.10%
  5/1 ARM	4.30%	4.26%
  3/1 ARM	4.75%	4.80%

  Source: Bankrate
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  Loan Type	Today	Last Week
  $30K Home Equity Loan	8.35%	8.39%
  $50K Home Equity Loan	8.36%	8.41%
  $75K Home Equity Loan	8.39%	8.44%
  $30K HELOC	5.24%	5.26%
  $50K HELOC	4.99%	5.00%
  $75K HELOC	4.99%	5.00%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	1.13%	1.15%
  1 year CD	1.61%	1.63%
  3 year CD	2.28%	2.29%
  MMA	1.04%	1.05%
  $10K MMA	1.13%	1.13%
  $25K MMA	1.34%	1.35%

  Source: Bankrate
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  36 Month New Car Loan	6.90%	6.96%
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  60 Month New Car Loan	7.11%	7.18%
  36 Month Used Car Loan	7.39%	7.43%
  48 Month Used Car Loan	7.50%	7.51%

  Source: Bankrate
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  Balance Transfer Credit Cards	13.46%	13.46%

  Source: CreditCards.com

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